St. Clair County property record for 1554 Round Top Rdg, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,280 sqft · built 1998 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,500 (May 2005) |
| Tax Bill | $6,270 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2026 Mortgage + 2 more |
| APN | 04-18-0-406-003 |
| Primary APN | 04-18-0-406-003 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,090 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 1554 ROUND TOP RDG |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GETTYSBURG AT LINCOLN FARM 2ND ADD LOT/SEC-66 DOC A02583021 |
| Legal Subdivision | GETTYSBURG AT LINCOLN FARM 2ND ADD |
| Legal Block | 406 |
| Legal Lot Number | 66 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 504355 |
1554 Round Top Rdg is owned and occupied by an individual who acquired it in June 2018.
Source: St. Clair County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Oct 6, 2026 | Deed of Trust, Mortgage SCOTT CREDIT UNION |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Jul 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on File |
| Deed Sale | May 26, 2005 · Amount on File |
| Prior Sale | May 21, 2003 · Amount on File |
| Deed Document Number | 20051910917 |
| Deed Book / Page | 4182 / 1866 |
| Last Transfer Date | Jun 28, 2018 |
| Transfer Doc | 00A2583021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Document Number | 0A02876292 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | A02876292 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 6, 2026 |
| Property Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Document Number | 0002897727 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 20262897727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Document Number | 0002897727, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 20262897727 |
| Name | SCOTT CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Document Number | 00A2600004 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1554 ROUND TOP RDG O FALLON IL 622696682, O FALLON, IL 62269-6682 |
| Document Number | 00A2600004 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2600004 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 18, 2018 |
| Property Address | 1554 ROUND TOP RDG, O FALLON, IL 62269-6682 |
| Document Number | 00A2583021 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2583021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1554 ROUND TOP RDG O FALLON IL 622696682, O FALLON, IL 62269-6682 |
The 2025 property tax bill for 1554 Round Top Rdg was $6,270 with a homeowner's exemption, up 9.1% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,270.00 (+9.12%) Homeowner's exemption | $92,995 (+9.62%) Land $22,951 Building $70,044 | $278,985 (+9.62%) Land $68,853 Building $210,132 |
| 2024 | $5,746.00 | $84,835 Land $20,936 Building $63,899 | $254,505 Land $62,808 Building $191,697 |
| 2022 | $69,224 Land $17,084 Building $52,140 | $207,672 Land $51,252 Building $156,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1554 Round Top Rdg; there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1554 Round Top Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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