1554 E Cross St, Hart, MI 49420 Property Records

Oceana County property record for 1554 E Cross St, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.429 acres (18,723 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (May 2019)
Tax Bill	$113 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-116-001-00`

Property Details

APN / Parcel Number

Primary APN	`003-116-001-00`

Exterior

Lot Area	18,723 sqft (0.429 acres)

Location & Zoning

Street Address	1554 E CROSS ST
City	HART
State	MI
Zip	49420-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2, BLK 16 VILLAGE OF CRYSTAL VALLEY. WD 2019/7392 & OTHER DOCS
Legal Range	16W
Legal Township	16N
Legal Section	17
Legal Subdivision	VILLAGE OF CRYSTAL VALLEY
Legal Block	16
Legal Lot Number	1-2
Jurisdiction	OCEANA MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1032
Census Tract	10500

Owner

1554 E Cross St is owned and occupied by an individual who bought it in May 2019.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1554 E CROSS ST, HART, MI 49420-8492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Warranty Deed, Transfer ASPEN RIDGE PROPERTIES LLC
Oct 31, 2018	Intrafamily Transfer, Transfer
Mar 16, 2017	Contract Sale, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Document Number	20192680
Deed Book / Page	2019 / 7392
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	2018/020706
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 1, 2019
Property Address	1554 E CROSS ST, HART, MI 49420-8492
Document Number	2019/007392
Book / Page	2019 / 007392
Instrument Date	May 1, 2019
Instrument	201900002680
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4696 N 144TH AVE, WALKERVILLE, MI 49459-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 E CROSS ST, HART, MI 49420-8492

Mortgage

Document Number	201900002681
Date	May 1, 2019
Instrument	201900002681

Lender

Name	ASPEN RIDGE PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Interest

Rate	11%

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Oct 31, 2018
Property Address	1554 E CROSS ST, HART, MI 49420-8492
Document Number	2018/020706
Book / Page	2018 / 020706
Instrument Date	Oct 30, 2018
Instrument	201800006145
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 E CROSS ST, HART, MI 49420-8492

March 2017: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	OCEANA MI
Recording Date	Mar 16, 2017
Property Address	1554 E CROSS ST, HART, MI 49420-8492
Document Number	2017/005056
Book / Page	2017 / 005056
Instrument Date	Feb 21, 2017
Instrument	201700001659
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4696 N 144TH AVE, WALKERVILLE, MI 49459-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 E CROSS ST, HART, MI 49420-8492

Tax Assessment & Valuation

The 2025 property tax bill for 1554 E Cross St was $113 with a homeowner's exemption, down 2.6% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Crystal Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,200 (+9.09%) Land $7,200	$14,400 (+9.09%) Land $14,400
2025	$113.00 (-2.59%) Homeowner's exemption	$6,600 Land $6,600	$13,200 Land $13,200
2024	$116.00
2023		$5,000 Land $5,000	$10,000 (-) Land $10,000
2022	$101.00		$10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1554 E Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1554 E Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cross St

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