Frederick County property record for 1554 Andover Ln, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,560 sqft · built 1976 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (Jan 2019) |
| Tax Bill | $5,516 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-052806 |
| Primary APN | 02-052806 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 052806 |
|---|---|
| Street Address | 1554 ANDOVER LN |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 69 SECT 2 0.14 AC 1554 ANDOVER LANE STONEGATE FARMS |
| Legal Subdivision | STONEGATE FARMS |
| Legal Lot Number | 69 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 750507 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1554 ANDOVER LN, FREDERICK, MD 21702-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Jan 17, 2019 | Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Jan 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Deed Book / Page | 12804 / 293 |
| Last Transfer Date | Feb 23, 2021 |
| Transfer Doc | 0147370234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 5, 2021 |
| Property Address | 1554 ANDOVER LN, FREDERICK, MD 21702-3722 |
| Document Number | 0147370234 |
| Book / Page | 14737 / 234 |
| Map Reference | MB 12 FO 133 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1554 ANDOVER LN, FREDERICK, MD 21702-3722 |
| Document Number | 14737239 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 14737/239 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 17, 2019 |
| Property Address | 1554 ANDOVER LN, FREDERICK, MD 21702-3722 |
| Document Number | 0128040293 |
| Book / Page | 12804 / 0293 |
| Map Reference | MB 12 FO 133 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1554 ANDOVER LN, FREDERICK, MD 21702-3722 |
| Document Number | 0012804299 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 12804/299 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 6, 2017 |
| Property Address | 1554 ANDOVER LN, FREDERICK, MD 21702-3722 |
| Document Number | 0116010470 |
| Book / Page | 011601 / 000470 |
| Instrument Date | Oct 31, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 EASTBOURNE TER FREDERICK MD 217025117, FREDERICK, MD 21702-5117 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,667 (+3.45%) | $328,200 (+10.36%) Land $110,100 Building $218,100 | |
| 2025 | $5,516.00 (+8.16%) | $297,400 (+19.15%) Land $110,100 Building $187,300 | $297,400 (-) Land $110,100 Building $187,300 |
| 2024 | $5,100.00 (+11.48%) | ||
| 2023 | $4,575.00 | $249,600 | $297,400 Land $110,100 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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