Loudoun County property record for 15539 Second St, Waterford, VA 20197
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1985 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,969 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-16-4962-000 |
| Primary APN | 303-16-4962-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 860 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 392 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Well |
| Street Address | 15539 SECOND ST |
|---|---|
| City | WATERFORD |
| State | VA |
| Zip | 20197-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR2 |
| Legal Description | WATERFORD 202606100029776 1065--142 |
| Legal Subdivision | WATERFORD |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 610300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterford Historic District listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000256 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Loudoun County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 242, WATERFORD, VA 20197-0242 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,969.00 (+4.28%) | $741,510 (+13.34%) Land $286,300 Building $455,210 | $741,510 (+13.34%) Land $286,300 Building $455,210 |
| 2023 | $5,724.00 | $654,240 Land $286,300 Building $367,940 | $654,240 Land $286,300 Building $367,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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