15530 Fowler Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 15530 Fowler Rd, Oakley, MI 48649

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 2003
Lot Size	37.4 acres (1,630,886 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Feb 2026)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-07-4002-007`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-07-4002-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Basement Area	2,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Lot Area	1,630,886 sqft (37.4 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Patio Area	686 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15530 FOWLER RD
City	OAKLEY
State	MI
Zip	48649-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	S 1/2 OF N 1/2 OF SE 1/4 EXC S 150 FT OF E 290.4 FT THEREOF ALSO EXC COM AT A PT 930 FT S FROM E 1/4 CORN OF SEC TH CONT S
Legal Range	02E
Legal Township	09N
Legal Section	07
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3023
Census Tract	12500

Owner

15530 Fowler Rd is owned and occupied by an individual who bought it in February 2026.

Source: Saginaw County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12947 TOWNSEND DR, 211, GRAND LEDGE, MI 48837-8711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Feb 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Aug 8, 2006
Deed Document Number	20263180
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 18, 2026
Property Address	15530 FOWLER RD, OAKLEY, MI 48649-9756
Document Number	0000003180
Instrument Date	Feb 12, 2026
Instrument	2026003180
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2606 HEATHERSHIRE LN, MATTHEWS, NC 28105-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12947 TOWNSEND DR APT 211, 211, GRAND LEDGE, MI 48837-8711

Mortgage

Document Number	0000003068
Date	Feb 18, 2026
Instrument	2026003068

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 18, 2026
Property Address	15530 FOWLER RD, OAKLEY, MI 48649-9756
Document Number	0000003180
Instrument Date	Feb 12, 2026
Instrument	2026003180
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Tax	$2,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2606 HEATHERSHIRE LN, MATTHEWS, NC 28105-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12947 TOWNSEND DR APT 211, 211, GRAND LEDGE, MI 48837-8711

Mortgage

Document Number	0000003068
Date	Feb 18, 2026
Instrument	2026003068

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0000003068
Date	Feb 13, 2026
Instrument	2026003068

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	3333 DEPOSIT DR NE, GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 15530 Fowler Rd was $3,758 with a homeowner's exemption, up 1.3% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,400 (-0.38%)	$362,800 (-0.38%)
2025	$3,758.00 (+1.29%) Homeowner's exemption	$182,100	$364,200
2024	$3,710.00
2023		$150,400	$300,800
2022	$3,218.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15530 Fowler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15530 Fowler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westphalia Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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