Schenectady County and Schenectady City property record for 1553 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4,468 sqft · built 1956 |
| Lot Size | 0.096 acres (4,166 sqft) |
| Owner | Company Name on Record |
| Last Sale | $82,500 (Jun 2015) |
| Tax Bill | $10,020 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-2-16 |
| Primary APN | 421500 50.77-2-16 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,468 sqft Gross Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 4,166 sqft (0.096 acres) |
| Lot Dimensions | 125 ft deep x 33 ft wide |
| Porch | Porch |
| Porch Area | 101 sqft |
| Canopy | 543 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1553 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3126 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BLOCK AND GARAGE |
| Legal Subdivision | LANDS OF GEORGE W ELY |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1615 5TH AVE, WATERVLIET, NY 12189-2732 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Apr 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU |
| Apr 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU |
| Jul 26, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on Record |
| Deed Sale | Jun 8, 2015 · Amount on Record |
| Prior Sale | Jun 8, 2015 · Amount on Record |
| Deed Book / Page | 1916 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1553 STATE ST, SCHENECTADY, NY 12304-3126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1553 STATE ST, SCHENECTADY, NY 12304-3126 |
| Document Number | 0000005302 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 202605302 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1553 STATE ST, SCHENECTADY, NY 12304-3126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1615 5TH AVE, WATERVLIET, NY 12189-2732 |
| Document Number | 0000015315 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5087/541 |
| Instrument | 202115315 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1553 STATE ST, SCHENECTADY, NY 12304-3126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1615 5TH AVE, WATERVLIET, NY 12189-2732 |
| Document Number | 0000015305 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5087/525 |
| Instrument | 202115305 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 15, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 26, 2018 |
| Property Address | 1553 STATE ST, SCHENECTADY, NY 12304-3126 |
| Document Number | 0000033098 |
| Book / Page | 001992 / 000301 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 33098 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1553 STATE ST SCHENECTADY NY 123043126, SCHENECTADY, NY 12304-3126 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,020.00 (+11.31%) | $189,100 (-) Land $14,600 Building $174,500 | $313,131 (+30.82%) Land $24,176 Building $288,955 |
| 2023 | $189,100 (-) Land $14,600 Building $174,500 | $239,367 (+3.8%) Land $18,481 Building $220,886 | |
| 2022 | $189,100 Land $14,600 Building $174,500 | $230,610 Land $17,805 Building $212,805 | |
| 2021 | $9,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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