1553 Audubon Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1553 Audubon Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,872 sqft · built 1987
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on File
Last Sale	$285,500 (May 2021)
Tax Bill	$5,712 (2025)
Deeds & Mortgages	May 2019 Refinance Jan 2007 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`8813-08-301-009`

Property Details

APN / Parcel Number

Primary APN	`8813-08-301-009`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1553 AUDUBON DR
City	WATERLOO
State	IA
Zip	50701-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON PARK SECOND ADDITION LOT 6
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON PARK SECOND ADDITION
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1054
Census Tract	3001

Owner

1553 Audubon Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DEERE EMPLOYEES CREDIT UNION
Jan 24, 2007	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jan 11, 2011	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU
Jul 5, 2011	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
May 27, 2009	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 25, 2014	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 22, 2014	Warranty Deed, Transfer · ARM LINCOLN SAVINGS BANK
Dec 4, 2006	Joint Tenancy Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	202123687
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	2007012638
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017284
Date	May 20, 2019
Instrument	201900017284

Lender

Name	DEERE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007016133
Date	Jan 24, 2007
Instrument	2007016133

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011014056
Date	Jan 11, 2011
Instrument	2011014056

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Type Change Date	Feb 1, 2016
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year T-Bill
Max Rate	8.25%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012000199
Date	Jul 5, 2011
Instrument	2012000199

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jul 4, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009022629
Date	May 27, 2009
Instrument	2009022629

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201500008899
Date	Nov 25, 2014
Instrument	201500008899

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 6, 2026
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Document Number	0202601580
Instrument Date	Feb 2, 2026
Instrument	2026-01580
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203

Mortgage

Document Number	0202601581
Date	Feb 6, 2026
Instrument	2026-01581

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Mortgage

Document Number	0202601582
Date	Feb 6, 2026
Instrument	2026-01582

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Mar 1, 2033

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 10, 2021
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Document Number	202100023687
Instrument Date	Mar 18, 2021
Instrument	202100023687
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203

Mortgage

Document Number	202100023688
Date	May 10, 2021
Instrument	202100023688

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 22, 2014
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Document Number	201500005161
Instrument Date	Sep 16, 2014
Instrument	201500005161
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Investor	Possibly a Property Investor

Mortgage

Document Number	201500005162
Date	Sep 22, 2014
Instrument	201500005162

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

December 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 4, 2006
Property Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203
Document Number	2007012638
Instrument Date	Dec 1, 2006
Instrument	2007012638
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1553 AUDUBON DR, WATERLOO, IA 50701-9203

Mortgage

Document Number	2007012640
Date	Dec 4, 2006
Instrument	2007012640

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1553 Audubon Dr was $5,712 with a homeowner's exemption, down 8.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,712.00 (-8.61%) Homeowner's exemption	$290,820 Land $42,080 Building $248,740	$290,820 Land $42,080 Building $248,740
2024	$6,250.00
2023		$298,290 (+31.36%) Land $42,080 Building $256,210	$298,290 Land $42,080 Building $256,210
2022	$4,792.00 Homeowner's exemption	$227,070 Land $42,080 Building $184,990
2021			$227,070 Land $42,080 Building $184,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1553 Audubon Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1553 Audubon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

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