Ottawa County property record for 15528 W True Rd, Graytown, OH 43432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,911 sqft · built 1971 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004304-5 |
| Primary APN | 004304-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 546 sqft |
| Attic | Attic |
| Attic Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 140,263 sqft (3.22 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Lean-To | 140 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004304-5 |
|---|---|
| Street Address | 15528 W TRUE RD |
| City | GRAYTOWN |
| State | OH |
| Zip | 43432-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S27 T07 R14 N PT E 1/2 E 1/2 SW 1/4 |
| Legal Range | 14E |
| Legal Township | 07N |
| Legal Section | 27 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 50900 |
15528 W True Rd is owned and occupied by two individuals who acquired it in June 2003.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15528 W TRUE RD, GRAYTOWN, OH 43432-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2003 |
| Deed Sale | Jun 18, 2003 |
| Prior Sale | Jun 18, 2003 · Amount on File |
| Deed Document Number | 2003121985 |
| Deed Book / Page | 927 / 1 |
| Prior Transfer Date | Aug 23, 1993 |
| Prior Transfer Doc | 0383000239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 15528 W TRUE RD, GRAYTOWN, OH 43432-9716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000297041 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 1785/129 |
| Instrument | 202000297041 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 15528 W True Rd was $2,790, down 7% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Benton Township |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (-7%) | $80,270 (-) Land $18,407 Building $61,863 | |
| 2024 | $3,000.00 (+11.28%) | $80,270 (+24.08%) Land $18,407 Building $61,863 | $229,340 Land $52,590 Building $176,750 |
| 2023 | $2,696.00 (-1.21%) | $64,694 (-) Land $11,690 Building $53,004 | |
| 2022 | $2,729.00 | $64,694 Land $11,690 Building $53,004 | |
| 2021 | $184,840 Land $33,400 Building $151,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15528 W True Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15528 W True Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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