15528 223rd St, Cold Spring, MN 56320 Property Records

Stearns County property record for 15528 223rd St, Cold Spring, MN 56320 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,800 sqft · built 1956
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$69,900 (Mar 1992)
Tax Bill	$2,998 (2026)
Flood Zone	Zone X (minimal risk)
APN	`36-23786-0000`

Property Details

APN / Parcel Number

Primary APN	`36-23786-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1982
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	250 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15528 223RD ST
City	COLD SPRING
State	MN
Zip	56320-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.44 A. N262.2' OF S272.2' OF W238.27' OF NE4SE4 SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1029
Census Tract	11302

Owner

Source: Stearns County records · APN 36-23786-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15528 223RD ST, COLD SPRING, MN 56320-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 1992 · Amount on Record
Deed Sale	Mar 31, 1992 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,998.00 (+10.46%)	$334,000 (+2.14%) Land $110,000 Building $224,000	$334,000 (+2.14%) Land $110,000 Building $224,000
2025		$327,000 (+12.45%) Land $105,100 Building $221,900	$327,000 (+12.45%) Land $105,100 Building $221,900
2023	$2,714.00	$290,800 Land $82,800 Building $208,000	$290,800 Land $82,800 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.