15527 221st St, Cold Spring, MN 56320 Property Records

Stearns County property record for 15527 221st St, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,920 sqft Living Area
Lot Size	23,970 sqft (0.55 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2024)
Tax Bill	$2,264.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`36-24518-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area
1st Floor	1,920 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	23,970 sqft (0.55 acres)
Depth X Width	170 ft x 100 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage
Shed	1 Shed
Shed Area	64 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	15527 221ST ST
City	COLD SPRING
State	MN
Zip	56320-9738
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 3 KOOP'S 2ND ADD & REPLAT SECTION 28 TOWNSHIP 123 RANGE 030 KOOP'S 2ND ADD & REPLAT SECTION 28 TOWNSHIP 123
Legal Range	30W
Legal Township	123
Legal Section	28
Legal Subdivision	KOOPS 2ND ADD REPLAT
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	STEARNS MN
Minor Civil Division	WAKEFIELD
Census Blockgroup	1
Census Block	1029
Census Tract	11302

Owner

Source: Stearns County records · APN 36-24518-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15527 221ST ST, COLD SPRING, MN 56320-9738
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2024 · Amount on Record
Deed Sale	Jun 07, 2024 · Amount on Record
Prior Sale	Dec 01, 2017 · Amount on Record
Deed Doc Number	20241668302
Record Refreshed	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 01, 2017
Property Address	15527 221ST ST, COLD SPRING, MN 56320-9738
Document Number	00A1510114
Instrument Date	Nov 28, 2017
Instrument	A1510114
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15527 221ST ST, COLD SPRING, MN 56320-9738

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,264.00 (+16.94%)
2025		$235,400 (+8.23%) Land $77,800 Building $157,600	$235,400 (+8.23%) Land $77,800 Building $157,600
2023	$1,936.00	$217,500 Land $61,700 Building $155,800	$217,500 Land $61,700 Building $155,800

Flood & Wildfire

15527 221st St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.