15525 Madison Rd, Middlefield, OH 44062 Property Records

Geauga County property record for 15525 Madison Rd, Middlefield, OH 44062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1990
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Jan 2019)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-090698`

Property Details

APN / Parcel Number

Primary APN	`18-090698`
Alternative APN	`003284-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Deck Area	25 sqft
Patio Area	255 sqft
Pole Barn	864 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	003284-4
Street Address	15525 MADISON RD
City	MIDDLEFIELD
State	OH
Zip	44062-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38
Legal Lot Number	38
Jurisdiction	GEAUGA OH
Township / Civil Division	MIDDLEFIELD
Census Block Group	2
Census Block	2001
Census Tract	312400

Owner

15525 Madison Rd is owned and occupied by an individual who bought it in January 2019.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	15525 MADISON RD, MIDDLEFIELD, OH 44062-9430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 18, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Mar 22, 1989 · Amount on File
Deed Document Number	2019944992
Deed Book / Page	2065 / 326
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	15525 MADISON RD, MIDDLEFIELD, OH 44062-9430
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15525 MADISON RD, MIDDLEFIELD, OH 44062-9430

Mortgage

Document Number	0021700404
Date	Jun 2, 2023
Book Page	2170/404
Instrument	202301012708

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	297 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jan 18, 2019
Property Address	15525 MADISON RD, MIDDLEFIELD, OH 44062-9430
Document Number	0020650326
Book / Page	2065 / 0326
Instrument Date	Dec 27, 2018
Instrument	201900944992
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	201900944993
Date	Jan 18, 2019
Instrument	201900944993

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15525 Madison Rd was $2,313 with a homeowner's exemption.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Middlefield Township
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,313.00	$55,230 Land $14,840 Building $40,390
2023	$2,356.00 Homeowner's exemption	$55,230 (+23.06%) Land $14,840 Building $40,390	$157,800 Land $42,400 Building $115,400
2022		$44,880 Land $12,360 Building $32,520
2021	$2,257.00
2020			$128,200 Land $35,300 Building $92,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15525 Madison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15525 Madison Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Verizon, Windstream.

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