15524 SW 42nd Ter, Miami, FL 33185 Property Records

Miami-Dade County property record for 15524 SW 42nd Ter, Miami, FL 33185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,529 sqft · built 1995
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Sep 2021)
Tax Bill	$18,276 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-4921-013-1190`

Property Details

APN / Parcel Number

Primary APN	`30-4921-013-1190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,529 sqft Living Area
Gross Area	3,330 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cluster
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Area	312 sqft
Porch	Porch
Porch Area	154 sqft

Location & Zoning

Street Address	15524 SW 42ND TER
City	MIAMI
State	FL
Zip	33185-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	LAKES OF THE MEADOW SEC 5 PB 125-23 LOT 26 BLK 42 LOT SIZE 7500 SQ FT & INT IN COMMON AREA OR 21220-0121-0122 04/2003 5
Legal Range	39E
Legal Township	54S
Legal Section	21
Legal Subdivision	LAKES OF THE MEADOW
Legal Block	42
Legal Lot Number	26
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2006
Census Tract	16300

Owner

15524 SW 42nd Ter is owned and occupied by an individual who bought it in September 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	15524 SW 42ND TER, MIAMI, FL 33185-4541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE FUNDING, LLC
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	May 6, 2003
Deed Document Number	2021704338
Deed Book / Page	32752 / 1043
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Apr 28, 2026
Property Address	15524 SW 42ND TER, MIAMI, FL 33185-4541
Document Number	0000287967
Book / Page	35277 / 265
Instrument Date	Mar 28, 2026
Instrument	2026287967
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000287967,
Date	Apr 28, 2026
Book Page	35277/265
Instrument	2026287967

Lender

Name	ACE MORTGAGE FUNDING, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 23, 2021
Property Address	15524 SW 42ND TER, MIAMI, FL 33185-4541
Document Number	0000704338
Book / Page	32752 / 1043
Map Reference	MB 125 PG 23
Instrument Date	Sep 15, 2021
Instrument	2021R0704338
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	HOME SWEET HOME TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12555 SW 46TH ST, 12555, MIAMI, FL 33175-4725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15524 SW 42ND TER, MIAMI, FL 33185-4541
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001045
Date	Sep 23, 2021
Instrument	32752/1045

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15524 SW 42nd Ter was $18,276, up 5.4% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,276.00 (+5.38%)	$607,673	$611,072 Land $300,000 Building $311,072
2024	$17,343.00 (+29.92%)
2023	$13,349.00 (+41.51%)	$557,238 (+6.41%) Land $206,250 Building $350,988	$557,238 (+6.41%) Land $206,250 Building $350,988
2022	$9,433.00	$523,664 Land $180,500 Building $343,164	$523,664 Land $180,500 Building $343,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15524 SW 42nd Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	63 (1992–2010)
Claims Outside the SFHA	2 of 63
Most Recent Claim	Sep 2010 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 8 claims Severe Storms And Flooding, Oct 2000 · 7 claims Hurricane Irene, Oct 1999 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15524 SW 42nd Ter is high, ranking above 77% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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