15523 Saint Cloud Dr, Houston, TX 77062 Property Records

Harris County property record for 15523 Saint Cloud Dr, Houston, TX 77062

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,572 sqft · built 1970
Lot Size0.198 acres (8,610 sqft)
Owner2 Individual Names on Record
Last Sale$409,640 (Dec 2025)
Tax Bill$5,840 (2025)
Deeds & MortgagesFeb 2026 Transfer
Feb 2026 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN102-336-000-0015

Property Details

APN / Parcel Number

Primary APN102-336-000-0015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,572 sqft Living Area
1st Floor Area2,572 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2023
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area8,610 sqft (0.198 acres)
View / LotNeighborhood
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1023360000015
Street Address15523 SAINT CLOUD DR
CityHOUSTON
StateTX
Zip77062-3522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK 8 OAKBROOK WEST SEC 3
Legal SubdivisionOAKBROOK WEST SEC 3
Legal Block8
Legal Lot Number15
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1004
Census Tract340600

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Intrafamily Transfer, Transfer
Feb 27, 2026Intrafamily Transfer, Transfer
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
FROST BANK
Dec 15, 2025Vendor's Lien, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jun 24, 2024Vendor's Lien, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 31, 2018Deed of Trust, Mortgage
MOBILITY CU
Jul 31, 2018Deed of Trust, Mortgage
MOBILITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleJun 24, 2024 · Amount on Record
Deed Document Number2025491630
Last Transfer DateFeb 19, 2026
Transfer Doc0000074009
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateFeb 27, 2026
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000074009
Map ReferenceVOL 163 PG 25
Instrument DateFeb 19, 2026
Instrument2026-74009
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

Transferred To (Grantee/Buyer)

NameVerified Name
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateFeb 27, 2026
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000074008
Map ReferenceVOL 163 PG 25
Instrument DateFeb 13, 2026
Instrument2026-74008
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

Mortgage

Document Number0000602550
DateDec 28, 2022
Instrument2022-602550
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateDec 15, 2025
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000491630
Map ReferenceVOL 163 PG 25
Instrument DateDec 12, 2025
Instrument2025-491630
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyTEXAS AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

Mortgage

Document Number0000491631
DateDec 15, 2025
Instrument2025-491631
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJun 24, 2024
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000227215
Map ReferenceVOL 163 PG 25
Instrument DateJun 21, 2024
Instrument2024-227215
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanySOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522

Mortgage

Document Number0000227216
DateJun 24, 2024
Instrument2024-227216
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRIS TX
Recording DateDec 7, 2018
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000548651
Instrument DateDec 4, 2018
Instrument548651
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6702 MODESTO ST HOUSTON TX 77062, HOUSTON, TX 77062

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000374269
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address15529 SAINT CLOUD DR HOUSTON TX 77062, HOUSTON, TX 77062

Mortgage

Document Number0000374269
DateAug 16, 2018
Instrument374269
Lender
NameMOBILITY CU
AddressWHIG, TX 76063-0120
Agreement
AmountAmount Recorded
Term120 Months
DueAug 15, 2028

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15523 SAINT CLOUD DR, HOUSTON, TX 77062-3522
Document Number0000435937
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedOct 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address15523 SAINT CLOUD DR HOUSTON TX 770623522, HOUSTON, TX 77062-3522

Mortgage

Document Number0000435937
DateSep 24, 2018
Instrument435937
Lender
NameMOBILITY CU
AddressIRVING, TX 75063-0120
Agreement
AmountAmount Recorded
Term120 Months
DueSep 23, 2028

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictClear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,840.00 (+10,145.61%) Homeowner's exemption$391,344 (+10.69%) Land $67,240 Building $324,104$391,344 (+10.69%) Land $67,240 Building $324,104
2024$57.00 (-54.76%)
2023$353,562 Land $52,531 Building $301,031$353,562 Land $52,531 Building $301,031
2022$126.00 (-68.97%)
2020$406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims145 (1979–2022)
Claims Outside the SFHA144 of 145
Most Recent ClaimDec 2022 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 28 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 7 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEAR LAKE CITY WATER AUTHORITY
serves 89,702 people · EPA ID TX1010056
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rural Telecommunications of America
Fixed Wireless
300 / 150
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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