15522 Carroll Bridge Rd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 15522 Carroll Bridge Rd, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 2000
Lot Size	7.95 acres (346,302 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (Oct 2025)
Tax Bill	$3,666 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-01-024B`

Property Details

APN / Parcel Number

Primary APN	`31-01-024B`
Alternative APNs	`4501045000` `7420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,696 sqft
Attic	Attic
Attic Area	622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	346,302 sqft (7.95 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	15522 CARROLL BRIDGE RD
City	SMITHFIELD
State	VA
Zip	23430-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	PT MANNING PROP PLAT 2-174-15
Legal Subdivision	PLAT SHOWING PROPERTY OF MAJOR T MANNING
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3011
Census Tract	280200

Owner

15522 Carroll Bridge Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15522 CARROLL BRIDGE RD, SMITHFIELD, VA 23430-7214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Apr 11, 2022 · Amount on File
Deed Document Number	20254620
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000004150
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Oct 14, 2025
Property Address	15522 CARROLL BRIDGE RD, SMITHFIELD, VA 23430-7214
Document Number	0250004620
Instrument Date	Sep 24, 2025
Instrument	250004620
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	RTS TITLE AND ESCROW, FORTIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15522 CARROLL BRIDGE RD, SMITHFIELD, VA 23430-7214

Mortgage

Document Number	0250004621
Date	Oct 14, 2025
Instrument	250004621

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 15522 Carroll Bridge Rd was $3,666, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,666.00 (+4.5%)	$452,700 (-) Land $88,600 Building $364,100	$452,700 (-) Land $88,600 Building $364,100
2025	$3,508.00	$452,700 Land $88,600 Building $364,100	$452,700 Land $88,600 Building $364,100
2023		$452,700 Land $88,600 Building $364,100	$452,700 Land $88,600 Building $364,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15522 Carroll Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15522 Carroll Bridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD HEIGHTS/SANDY MOUNT MANOR private · serves 475 people · EPA ID VA3093580
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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