15521 Kernvale Ave, Moorpark, CA 93021 Property Records

Ventura County property record for 15521 Kernvale Ave, Moorpark, CA 93021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1983
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$534,500 (Aug 2017)
Tax Bill$6,583 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN514-0-113-025

Property Details

APN / Parcel Number

Primary APN514-0-113-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
Garage Area470 sqft
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Location & Zoning

Street Address15521 KERNVALE AVE
CityMOORPARK
StateCA
Zip93021-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD15
Legal DescriptionTRACT: 266800 LOT: 108 REF: 080MR 032
Legal Subdivision2668
Legal Tract266800
Legal Block113
Legal Lot Number108
JurisdictionVENTURA CA
Township / Civil DivisionMOORPARK
Census Block Group2
Census Block2010
Census Tract7614

Owner

15521 Kernvale Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Ventura County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
AXIA FINANCIAL LLC
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 22, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Sep 28, 2018Deed of Trust, Mortgage · FHA Mortgage
PARKSIDE LNDG
Aug 10, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2017 · Amount on File
Deed SaleAug 10, 2017 · Amount on File
Prior SaleFeb 13, 2014 · Amount on File
Deed Document Number2017103266
Prior Transfer DateFeb 10, 2014
Prior Transfer Doc0000017274
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621

Mortgage

Document Number0000172384
DateSep 17, 2021
Instrument20210917-00172384
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093401
DateJun 30, 2020
Instrument20200630-00093401
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621
Document Number0000045536
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedMay 22, 2019
Title CompanyPRIORITY TITLE-ENCINO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15521 KERNVALE AVE MOORPARK CA 930211621, MOORPARK, CA 93021-1621

Mortgage

Document Number0000045536
DateApr 26, 2019
Instrument45536
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 25, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621
Document Number0000113224
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyEQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15521 KERNVALE AVE MOORPARK CA 930211621, MOORPARK, CA 93021-1621

Mortgage

Document Number0000113224
DateOct 5, 2018
Instrument113224
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 4, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateAug 10, 2017
Property Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621
Document Number0000103266
Map ReferenceMB80 PG32-37
Instrument DateJul 17, 2017
Instrument20170810-00103266
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY SHERMAN OAKS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address15521 KERNVALE AVE, MOORPARK, CA 93021-1621

Mortgage

Document Number0000103267
DateAug 10, 2017
Instrument20170810-00103267
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15521 Kernvale Ave was $6,583 with a homeowner's exemption, up 2.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityMoorpark City
Unified School DistrictMoorpark Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$620,328 (+2%) Land $403,301 Building $217,027
2025$6,583.00 (+2.4%) Homeowner's exemption$608,165 Land $395,393 Building $212,772
2024$6,429.00 (+2.29%)
2023$6,285.00 (+2.7%) Homeowner's exemption$584,550 Land $380,040 Building $204,510
2022$6,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15521 Kernvale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15521 Kernvale Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVENTURA CWWD NO. 1 - MOORPARK
serves 35,514 people · EPA ID CA5610018
Water SourcePurchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State InspectionFeb 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Rocket Broadband
Fixed Wireless
150 / 50
AT&T
DSL
100 / 20

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