15520 Waycross Dr, Biloxi, MS 39532 Property Records

Jackson County property record for 15520 Waycross Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,202 sqft · built 1975
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Tax Bill$1,232 (2025)
Deeds & MortgagesJun 2022 Mortgage
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN792.10-01-0079.00

Property Details

APN / Parcel Number

Primary APN792.10-01-0079.00
Alternative APNs
  • 05102722.000
  • 021085

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,202 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number021085
Street Address15520 WAYCROSS DR
CityBILOXI
StateMS
Zip39532-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 40 CEDAR GROVE S/D UNIT 10 PB 12-48 DB 2074-434 (79 MAP792.10-01)
Legal Range09W
Legal Township07S
Legal Section10
Legal SubdivisionCEDAR GROVE
Legal Block40
Legal Lot Number2
JurisdictionJACKSON MS
Township / Civil Division4
Census Block Group4
Census Block4004
Census Tract40301

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15520 WAYCROSS DR, BILOXI, MS 39532-2834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
CMG MORTGAGE INC
Sep 9, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
CMG MORTGAGE INC
Nov 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES BANK
Jun 6, 2022Warranty Deed, Transfer · Second Mortgage (Down Payment)
MISSISSIPPI HOME CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2022
Deed SaleJun 6, 2022
Deed Document Number0002074434
Deed Book / Page2074 / 434
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address15520 WAYCROSS DR, BILOXI, MS 39532-2834
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003912/432
DateJun 6, 2022
Book Page3912/432
Instrument202212247
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address15520 WAYCROSS DR, BILOXI, MS 39532-2834
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003937/751
DateSep 9, 2022
Book Page3937/751
Instrument202220730
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address15520 WAYCROSS DR, BILOXI, MS 39532-2834
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003854/865
DateNov 23, 2021
Book Page3854/865
Instrument202129780
Lender
NamePEOPLES BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term85 Months
DueDec 1, 2028

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MS
Recording DateJun 6, 2022
Property Address15520 WAYCROSS DR, BILOXI, MS 39532-2834
Document Number002074/434
Book / Page2074 / 434
Instrument DateMay 27, 2022
Instrument202212246
Transaction TypeTransfer
Record UpdatedJun 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15520 WAYCROSS DR, BILOXI, MS 39532-2834

Mortgage

Document Number0202212248
DateJun 6, 2022
Instrument202212248
Lender
NameMISSISSIPPI HOME CORPORATION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,232.00 (+3.53%)$10,234 (+4.74%) Land $2,283 Building $7,951$68,220 (+4.73%) Land $15,220 Building $53,000
2024$1,190.00 (+1.1%)$9,771 (+0.64%) Land $2,216 Building $7,555$65,137 (+0.64%) Land $14,770 Building $50,367
2023$1,177.00 (+134%) Homeowner's exemption$9,709 (+50.02%) Land $2,216 Building $7,493$64,721 (-) Land $14,770 Building $49,951
2022$503.00 Homeowner's exemption$6,472 Land $1,477 Building $4,995$64,721 Land $14,770 Building $49,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims7 (2009–2026)
Claims Outside the SFHA7 of 7
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIBERVILLE W/S
serves 12,721 people · EPA ID MS0240002
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Singing River Connect
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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