15520 Comly Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 15520 Comly Rd, Pecatonica, IL 61063

Property Summary

Property TypeRural Home
Details1,952 sqft · built 1957
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Aug 2009)
Tax Bill$5,783 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN477 001A

Property Details

APN / Parcel Number

Primary APN477 001A
Alternative APN
  • 1309200002

Interior

Building Area1,952 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area217,800 sqft

Location & Zoning

Account Number477 001A
Street Address15520 COMLY RD
CityPECATONICA
StateIL
Zip61063-2001
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionBEGN 174.25 FT E OF NW COR SEC 10 TH S430.15 FT TH NWLY 566.21 FT TH NELY 399.07 FT TO C/L HWY TH ALG C/L TO POBPT SW 1/4 SEC 3 & PT SE 1/4 EC 4 & PT
JurisdictionWINNEBAGO IL
Township / Civil DivisionSEWARD
Census Block Group3
Census Block3017
Census Tract4300

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15520 COMLY RD, PECATONICA, IL 61063-2001
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Deed of Trust, Mortgage · Line of Credit
GERMAN AMERICAN STATE BANK
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2009 · Amount on Record
Deed SaleAug 14, 2009 · Amount on Record
Deed Document Number2009943611
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address15520 COMLY RD, PECATONICA, IL 61063-2001
Transaction TypeMortgage
Record UpdatedJul 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012165
DateJun 5, 2023
Instrument2312165
Lender
NameGERMAN AMERICAN STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.25%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address15520 COMLY RD, PECATONICA, IL 61063-2001
Document Number0001020983
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15520 COMLY RD PECATONICA IL 610632001, PECATONICA, IL 61063-2001

Mortgage

Document Number0001020983
DateJul 30, 2020
Instrument1020983
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 29, 2035
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionSeward Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,783.00$102,197 (+50.77%) Land $24,541 Building $77,656$306,591 (+50.77%) Land $73,623 Building $232,968
2022Homeowner's exemption$67,785 Land $19,370 Building $48,415$203,355 Land $58,110 Building $145,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2009–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
JCWIFI.com
Fixed Wireless
200 / 200
AaroBand
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
50 / 10
T-Mobile
Fixed Wireless
25 / 3

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