1552 Chilton Rd, Allons, TN 38541 Property Records

Clay County property record for 1552 Chilton Rd, Allons, TN 38541

Property Summary

Property Type	Rural Home
Details	2,368 sqft · built 2021
Lot Size	16.6 acres (727,016 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jun 2020)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014059 02702`

Property Details

APN / Parcel Number

Primary APN	`014059 02702`
Alternative APN	`059 02702`

Interior

Stories	1 Story
Building Area	2,368 sqft Living Area
1st Floor Area	2,368 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	727,016 sqft (16.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1552 CHILTON RD
City	ALLONS
State	TN
Zip	38541-3214
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 04, COUNTY AREA: W01
Jurisdiction	CLAY TN
Township / Civil Division	4
Census Block Group	4
Census Block	4058
Census Tract	955000

Owner

1552 Chilton Rd, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: Clay County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1552 CHILTON RD, ALLONS, TN 38541-3214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS BANK
Nov 10, 2025	Deed of Trust, Mortgage CITIZENS BANK OF LAFAYETTE
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF LAFAYETTE
Jun 9, 2020	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN BANK & TRUST OF THE CUMBER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Jun 21, 2016
Deed Document Number	2020624
Deed Book / Page	114 / 360
Prior Transfer Date	Mar 14, 2017
Prior Transfer Doc	0WD107/720
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Recording Date	Jul 10, 2026
Property Address	1552 CHILTON RD, ALLONS, TN 38541-3214
Document Number	0000000984
Book / Page	191 / 570
Instrument Date	Jul 1, 2026
Instrument	2026984
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 CHILTON RD, ALLONS, TN 38541-3214

Mortgage

Document Number	0000000984,
Date	Jul 10, 2026
Book Page	191/570
Instrument	2026984

Lender

Name	WELLS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 10, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	1552 CHILTON RD, ALLONS, TN 38541-3214
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, LEDBETTER TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD187/217
Date	Nov 10, 2025
Book Page	TD187/217
Instrument	25001351

Lender

Name	CITIZENS BANK OF LAFAYETTE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount on Record
Term	239 Months
Due	Oct 15, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	1552 CHILTON RD, ALLONS, TN 38541-3214
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD166/458
Date	Oct 12, 2021
Book Page	TD166/458
Instrument	21001435

Lender

Name	CITIZENS BANK OF LAFAYETTE
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Jun 9, 2020
Property Address	1552 CHILTON RD, ALLONS, TN 38541-3214
Document Number	0WD114/360
Book / Page	WD114 / 360
Instrument Date	Jun 4, 2020
Instrument	20000624
Transaction Type	Construction Loan
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SMITH ST, LIVINGSTON, TN 38570-1632

Mortgage

Document Number	0020000625
Date	Jun 9, 2020
Instrument	20000625

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBER
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1552 Chilton Rd was $1,891.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 Additional exemption filed	$72,725 Land $4,800 Building $67,925
2023		$72,725 (+1,892.47%) Land $4,800 Building $67,925
2022	$95.00	$3,650 Land $3,650	$371,000 Land $99,300 Building $271,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1552 Chilton Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (2010–2021)
Claims Outside the SFHA	13 of 16
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1552 Chilton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OVERTON UTILITY DISTRICT serves 4,729 people · EPA ID TN0000013
Water Source	Purchased surface water from LIVINGSTON WATER DEPARTMENT
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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