15519 Spruce Tree Way, Fontana, CA 92336 Property Records

San Bernardino County property record for 15519 Spruce Tree Way, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 2003
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Sep 2022)
Tax Bill	$9,568 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0228-161-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-161-21-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,765 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15519 SPRUCE TREE WAY
City	FONTANA
State	CA
Zip	92336-5745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16158 LOT 21 BOOK 289 PAGE 36
Legal Subdivision	TRACT 16158
Legal Tract	16158
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2008
Census Tract	2311

Owner

15519 Spruce Tree Way is owned and occupied by two individuals who bought it in September 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Mar 5, 2015 · Amount on File
Deed Document Number	2022329911
Prior Transfer Date	Aug 5, 2005
Prior Transfer Doc	0000642673
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2022
Property Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745
Document Number	0000329911
Map Reference	MB 289 PG 36-39
Instrument Date	Sep 8, 2022
Instrument	2022-0329911
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745

Mortgage

Document Number	0000329912
Date	Sep 30, 2022
Instrument	2022-0329912

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745

Mortgage

Document Number	0000451246
Date	Oct 4, 2021
Instrument	2021-0451246

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745

Mortgage

Document Number	0000110037
Date	Mar 10, 2021
Instrument	2021-0110037

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Apr 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15519 SPRUCE TREE WAY, FONTANA, CA 92336-5745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118385
Date	Apr 6, 2020
Instrument	2020-0118385

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 15519 Spruce Tree Way was $9,568 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Fontana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,256 (+2%) Land $165,814 Building $497,442
2025	$9,568.00 Homeowner's exemption	$650,251 Land $162,563 Building $487,688
2023	$8,316.00 (+33.7%)	$625,000 Land $156,250 Building $468,750
2022	$6,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15519 Spruce Tree Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15519 Spruce Tree Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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