15519 40th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 15519 40th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,282 sqft · built 1965
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2021)
Tax Bill	$616 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-01S-12E-09685-000000`

Property Details

APN / Parcel Number

Primary APN	`24-01S-12E-09685-000000`
Alternative APN	`09685000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,306,800 sqft (30 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	09685000000
Street Address	15519 40TH ST
City	LIVE OAK
State	FL
Zip	32060-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 30.00 ACRES THE E 980.51 FT OF THE S 1333.11 FT OF THE W1/2 OF SE1/4 ORB 2323 P 154-55 WD YR 2022
Legal Range	12E
Legal Township	01S
Legal Section	24
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	3
Census Block	3040
Census Tract	970200

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15519 40TH ST, LIVE OAK, FL 32060-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Nov 29, 2021	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F
Sep 11, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	2021247185
Deed Book / Page	2323 / 154
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 29, 2021
Property Address	15519 40TH ST, LIVE OAK, FL 32060-8101
Document Number	0000247185
Book / Page	2323 / 154
Instrument Date	Dec 20, 2021
Instrument	2021247185
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15519 40TH ST, 15519, LIVE OAK, FL 32060-8101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 NW STEPHENS RD, MAYO, FL 32066-3871

Mortgage

Document Number	0000000156
Date	Dec 29, 2021
Instrument	2323/156

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 29, 2021
Property Address	15519 40TH ST, LIVE OAK, FL 32060-8101
Document Number	0000245915
Book / Page	2315 / 196
Instrument Date	Nov 23, 2021
Instrument	2021245915
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15519 40TH ST, 15519, LIVE OAK, FL 32060-8101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 NW STEPHENS RD, MAYO, FL 32066-3871

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 11, 2020
Property Address	15519 40TH ST, LIVE OAK, FL 32060-8101
Document Number	0000229716
Book / Page	002211 / 000093
Instrument Date	Sep 2, 2020
Instrument	229716
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15519 40TH ST LIVE OAK FL 320608101, LIVE OAK, FL 32060-8101

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,855 (+13.89%)	$166,614 (+3.48%)
2024	$616.00 (+11.19%)
2023	$554.00 (+4.14%) Homeowner's exemption	$38,508 (+2.52%)	$161,008 (+19.85%)
2022	$532.00 Homeowner's exemption	$37,560	$134,343

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	31 (1980–2012)
Claims Outside the SFHA	18 of 31
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 10 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures