15518 Explorer Cir, Park Rapids, MN 56470 Property Records

Hubbard County property record for 15518 Explorer Cir, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$357,000 (Dec 2025)
Tax Bill$312 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Dec 2025 Line of Credit
+ 1 more
APN27.60.02600

Property Details

APN / Parcel Number

Primary APN27.60.02600
Alternative APNs
  • 105168
  • 16613
  • 54506

Interior

Full Baths2 Baths
Building Area1,438 sqft Living Area
1st Floor Area1,438 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area30,056 sqft (0.69 acres)
Garage TypeMixed
Garage Area528 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number105168
Street Address15518 EXPLORER CIR
CityPARK RAPIDS
StateMN
Zip56470-6231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB ESTATES LOT 11 BLK 3
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal Block3
Legal Lot Number11
JurisdictionHUBBARD MN
Township / Civil DivisionTODD
Census Block Group2
Census Block2032
Census Tract70500

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15518 EXPLORER CIR, PARK RAPIDS, MN 56470-6231
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
WADENA STATE BANK
Dec 3, 2025Warranty Deed, Transfer · Line of Credit
WADENA STATE BANK
Oct 12, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Prior SaleOct 12, 2023 · Amount on Record
Deed Document Number2025443967
Prior Transfer DateSep 24, 2009
Prior Transfer Doc0000342024
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address15518 EXPLORER CIR, PARK RAPIDS, MN 56470-6231
Transaction TypeMortgage
Record UpdatedJan 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000443968
DateDec 3, 2025
InstrumentA000443968
Lender
NameWADENA STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateDec 3, 2025
Property Address15518 EXPLORER CIR, PARK RAPIDS, MN 56470-6231
Document NumberA000443967
Instrument DateNov 26, 2025
InstrumentA000443967
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15518 EXPLORER CIR, PARK RAPIDS, MN 56470-6231

Mortgage

Document NumberA000443968
DateDec 3, 2025
InstrumentA000443968
Lender
NameWADENA STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateOct 12, 2023
Property AddressPARK RAPIDS, MN 56470
Document NumberA000432021
Instrument DateOct 11, 2023
InstrumentA000432021
Transaction TypeTransfer
Record UpdatedNov 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24395 HICKORY TRL, PARK RAPIDS, MN 56470-6354

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionTodd Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312.00 Homeowner's exemption
2025$312.00 (+225%)$18,200 (+15.19%) Land $18,200$18,200 (+15.19%) Land $18,200
2024$96.00 (-54.29%)$15,800 (+12.06%) Land $15,800$15,800 (+12.06%) Land $15,800
2022$210.00$14,100 Land $14,100$14,100 Land $14,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 81% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arvig
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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