15516 Waterloo Rd, Amissville, VA 20106 Property Records

Culpeper County property record for 15516 Waterloo Rd, Amissville, VA 20106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,002 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2021)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-5-H`

Property Details

APN / Parcel Number

Primary APN	`1-5-H`
Alternative APN	`24028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area
Basement Area	2,002 sqft
Unfinished Basement	2,002 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24028
Street Address	15516 WATERLOO RD
City	AMISSVILLE
State	VA
Zip	20106-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PULLENS LOT 1 PF 2/941
Legal Lot Number	1
Jurisdiction	CULPEPER VA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3012
Census Tract	930103

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15516 WATERLOO RD, AMISSVILLE, VA 20106-1958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
May 24, 2021	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK
Jan 9, 2019	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	20214861
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15516 WATERLOO RD, AMISSVILLE, VA 20106-1958
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001355
Date	Mar 4, 2020
Instrument	200001355

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	May 24, 2021
Property Address	15516 WATERLOO RD, AMISSVILLE, VA 20106-1958
Document Number	210004861
Instrument Date	May 21, 2021
Instrument	210004861
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15516 WATERLOO RD, AMISSVILLE, VA 20106-1958

Mortgage

Document Number	210004862
Date	May 24, 2021
Instrument	210004862

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jan 9, 2019
Property Address	15516 WATERLOO RD, AMISSVILLE, VA 20106-1958
Document Number	190000132
Instrument Date	Jan 7, 2019
Instrument	190000132
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15516 WATERLOO RD, AMISSVILLE, VA 20106-1958

Mortgage

Document Number	190000133
Date	Jan 9, 2019
Instrument	190000133

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.63%

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00	$651,000 (+20.96%) Land $150,000 Building $501,000	$651,000 (+20.96%) Land $150,000 Building $501,000
2023		$538,200 Land $110,000 Building $428,200	$538,200 Land $110,000 Building $428,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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