Mecklenburg County property record for 15516 Capps Rd, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,119 sqft · built 2022 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,500 (Nov 2022) |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-306-30 |
| Primary APN | 217-306-30 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,119 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15516 CAPPS RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L30 M70-372 |
| Legal Subdivision | BRIGHTWATER PHASE 1 |
| Legal Lot Number | 30 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 5926 |
Source: Mecklenburg County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15516 CAPPS RD, CHARLOTTE, NC 28278-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Nov 29, 2022 | Special Warranty Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 2022158593 |
| Deed Book / Page | 37797 / 882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 18, 2026 |
| Property Address | 15516 CAPPS RD, CHARLOTTE, NC 28278-4405 |
| Document Number | 0000052142 |
| Book / Page | 40430 / 927 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202652142 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15516 CAPPS RD, CHARLOTTE, NC 28278-4405 |
| Document Number | 0000052142, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 40430/927 |
| Instrument | 202652142 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 29, 2022 |
| Property Address | 15516 CAPPS RD, CHARLOTTE, NC 28278-4405 |
| Document Number | 0000158593 |
| Book / Page | 37797 / 882 |
| Map Reference | MB 70 PG 372&373 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022158593 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $831.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6701 CARMEL RD STE 425, 425, CHARLOTTE, NC 28226-0203 |
| Name | Verified Name |
|---|---|
| Address | 15516 CAPPS RD, CHARLOTTE, NC 28278-4405 |
| Document Number | 0000158594 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022158594 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,938.00 | $413,600 Land $90,000 Building $323,600 | $413,600 Land $90,000 Building $323,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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