Washoe County property record for 15515 Minnetonka Cir, Reno, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,048 sqft · built 1994 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Jul 2018) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-592-18 |
| Primary APN | 016-592-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 2,048 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 21,432 sqft (0.492 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 15515 MINNETONKA CIR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-7227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | VIRGINIA FOOTHILLS 6 LT 22 BLK P |
| Legal Range | 20E |
| Legal Township | 18N |
| Legal Section | 27 |
| Legal Subdivision | VIRGINIA FOOTHILLS 6 |
| Legal Block | P |
| Legal Lot Number | 22 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHEAST |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 2210 |
Source: Washoe County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Jul 19, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Apr 5, 2018 | Grant Deed, Transfer · Conventional Mortgage JOHN FRECHETTE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Apr 5, 2018 · Amount on Record |
| Deed Document Number | 20184834233 |
| Prior Transfer Date | Oct 30, 2007 |
| Prior Transfer Doc | 0003591305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 11, 2026 |
| Property Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Document Number | 0005651276 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20265651276 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Document Number | 0005651276, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20265651276 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0005183493 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 5183493 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004915749 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 4915749 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 19, 2018 |
| Property Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Document Number | 0004834233 |
| Map Reference | MAP954 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 4834233 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | RELIANT TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,886.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15515 MINNETONKA CIR, 15515, RENO, NV 89521-7227 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Document Number | 0004834234 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 4834234 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 5, 2018 |
| Property Address | 15515 MINNETONKA CIR, RENO, NV 89521-7227 |
| Document Number | 0004802360 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 4802360 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | RELIANT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.55 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6770 S MCCARRAN BLVD RENO NV 895096176, RENO, NV 89509-6176 |
| Investor | Possibly a Property Investor |
| Document Number | 4802361 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 4802361 |
| Name | JOHN FRECHETTE |
|---|---|
| Address | 3220 SLEEPY HOLLOW DR, RENO, NV 89502-9644 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,493 (-1.37%) Land $44,625 Building $68,868 | ||
| 2025 | $2,123.00 (-20.69%) | $115,064 (+2.36%) Land $44,625 Building $70,439 | $328,755 (+2.36%) Land $127,500 Building $201,255 |
| 2023 | $2,677.00 | $112,410 Land $44,625 Building $67,785 | $321,171 (+37.34%) Land $127,500 Building $193,671 |
| 2021 | $233,851 Land $76,585 Building $157,266 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 62% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 120 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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