15514 State Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15514 State Rd, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,322 sqft · built 1890
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2018)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-200-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-200-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,322 sqft Living Area
1st Floor Area	1,454 sqft
Basement Area	1,229 sqft
Unfinished Basement	1,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	43,560 sqft (1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15514 STATE RD
City	SPRING LAKE
State	MI
Zip	49456-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 OF NE 1/4 & NW 1/4 OF SE FRL 1/4 COM ON S'LY LI OF STATE RD 383 FT S 72D25M W OF WHERE S'LY LI INTERS E LI OF
Legal Range	16W
Legal Township	08N
Legal Section	14
Legal Block	200
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2015
Census Tract	20501

Owner

Source: Ottawa County records · APN 70-03-14-200-009

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15514 STATE RD, SPRING LAKE, MI 49456-9525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Jun 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jun 08, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2018 · Amount on Record
Deed Sale	Jun 08, 2018 · Amount on Record
Deed Document Number	201820132
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15514 STATE RD, SPRING LAKE, MI 49456-9525
Transaction Type	Mortgage
Record Updated	Apr 08, 2022
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15514 STATE RD, SPRING LAKE, MI 49456-9525

Mortgage

Document Number	20220011374
Date	Mar 25, 2022
Instrument	2022-0011374

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15514 STATE RD, SPRING LAKE, MI 49456-9525
Transaction Type	Mortgage
Record Updated	Jun 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200021511
Date	Jun 03, 2020
Instrument	2020-0021511

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 08, 2018
Property Address	15514 STATE RD, SPRING LAKE, MI 49456-9525
Document Number	20180020132
Instrument Date	Jun 08, 2018
Instrument	2018-0020132
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, SAFE TITLE A LIGHTHOUSE GROU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15514 STATE RD, 15514, SPRING LAKE, MI 49456-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 FALL ST, SPRING LAKE, MI 49456-1930

Mortgage

Document Number	20180020133
Date	Jun 08, 2018
Instrument	2018-0020133

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500 (+16.85%)	$301,000 (+16.85%)
2025	$3,396.00 (+16.98%)
2023		$128,800	$257,600
2022	$2,903.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390205012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Apr 2020, other causes
Claims By Storm	Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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