15510 Stable Oak Dr, Cypress, TX 77429 Property Records

Harris County property record for 15510 Stable Oak Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,886 sqft · built 2001
Lot Size	0.237 acres (10,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,200 (Aug 2019)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`120-596-001-0031`

Property Details

APN / Parcel Number

Primary APN	`120-596-001-0031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,886 sqft Living Area
1st Floor Area	2,186 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,336 sqft (0.237 acres)
View / Lot	Flood Plain
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1205960010031
Street Address	15510 STABLE OAK DR
City	CYPRESS
State	TX
Zip	77429-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 1 STABLE GATE SEC 2
Legal Subdivision	STABLE GATE SEC 2
Legal Block	1
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1000
Census Tract	554501

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15510 STABLE OAK DR, CYPRESS, TX 77429-7064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 18, 2020	Deed of Trust, Mortgage GUILD MTG
Aug 2, 2019	Warranty Deed, Transfer GUILD MTG
Jul 23, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	2019336655
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	2019336655
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15510 STABLE OAK DR, CYPRESS, TX 77429-7064
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15510 STABLE OAK DR, CYPRESS, TX 77429-7064

Mortgage

Document Number	0000545904
Date	Nov 10, 2022
Instrument	2022-545904

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15510 STABLE OAK DR, CYPRESS, TX 77429-7064
Document Number	0000449493
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15510 STABLE OAK DR CYPRESS TX 774297064, CYPRESS, TX 77429-7064

Mortgage

Document Number	0000449493
Date	Sep 23, 2020
Instrument	449493

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 2, 2019
Property Address	15510 STABLE OAK DR, CYPRESS, TX 77429-7064
Document Number	0000336655
Instrument Date	Aug 1, 2019
Instrument	336655
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15510 STABLE OAK DR CYPRESS TX 774297064, CYPRESS, TX 77429-7064

Mortgage

Document Number	336656
Date	Aug 2, 2019
Instrument	336656

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 23, 2018
Property Address	15510 STABLE OAK DR, CYPRESS, TX 77429-7064
Document Number	0000330144
Instrument Date	Jul 17, 2018
Instrument	330144
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15510 STABLE OAK DR CYPRESS TX 774297064, CYPRESS, TX 77429-7064

Mortgage

Document Number	330168
Date	Jul 23, 2018
Instrument	330168

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,323 (-5.71%) Land $92,811 Building $413,512	$506,323 (-5.71%) Land $92,811 Building $413,512
2025	$1,723.00 (+96.24%) Homeowner's exemption	$537,000 (-3.85%) Land $92,811 Building $444,189	$537,000 (-3.85%) Land $92,811 Building $444,189
2024	$878.00 (-7.19%)
2023		$558,500 Land $92,811 Building $465,689	$558,500 Land $92,811 Building $465,689
2022	$946.00 (+21.28%)
2020	$780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	283 (1987–2024)
Claims Outside the SFHA	202 of 283
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Sep 2017 · 130 claims Severe Storms And Flooding, May 2016 · 125 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STABLE GATES private · serves 747 people · EPA ID TX1013103
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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