15510 Romine Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15510 Romine Rd, Ramona, CA 92065

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2020)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-081-15-00`

Property Details

APN / Parcel Number

Primary APN	`288-081-15-00`

Exterior

Lot Area	223,463 sqft

Location & Zoning

Street Address	15510 ROMINE RD
City	RAMONA
State	CA
Zip	92065
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A70
Legal Description	PAR 3 TR PM16949
Legal Subdivision	PARCEL MAP NO 16949
Legal Tract	1016949
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1444 MAIN ST, 2210, RAMONA, CA 92065-8178
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage JEFF BRUMFIELD REAL ESTATE
Nov 5, 2019	Grant Deed, Transfer · Conventional Mortgage ROMINE BONITA J 2015 TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	2020441868
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000495444
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15510 ROMINE RD, RAMONA, CA 92065
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 PASEO CT, RAMONA, CA 92065-2208

Mortgage

Document Number	0000055396
Date	Feb 27, 2026
Instrument	2026-0055396

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2057

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	15510 ROMINE RD, RAMONA, CA 92065
Document Number	0000441868
Instrument Date	Jul 27, 2020
Instrument	441868
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1444 MAIN ST #2210 RAMONA CA 920658178, 2210, RAMONA, CA 92065-8178

Mortgage

Document Number	441869
Date	Aug 10, 2020
Instrument	441869

Lender

Name	JEFF BRUMFIELD REAL ESTATE
Address	20312 RANCHO VILLA RD, RAMONA, CA 92065-7655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	15510 ROMINE RD, RAMONA, CA 92065
Document Number	0000505625
Instrument Date	Nov 1, 2019
Instrument	505625
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20312 RANCHO VILLA RD RAMONA CA 920657655, RAMONA, CA 92065-7655

Mortgage

Document Number	505626
Date	Nov 5, 2019
Instrument	505626

Lender

Name	ROMINE BONITA J 2015 TR (PT)
Address	16653 HIGHLAND VALLEY RD, RAMONA, CA 92065-5713

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,497 (+2%) Land $270,497
2025	$2,789.00 (+3.95%)	$265,194 (+4.04%) Land $265,194
2023	$2,683.00 (+1.51%)	$254,898 Land $254,898
2022	$2,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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