1551 State Rd OO, Holts Summit, MO 65043 Property Records

Callaway County property record for 1551 State Rd OO, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	2 ba · 1,260 sqft · built 1995
Lot Size	88.5 acres (3,855,060 sqft)
Owner	Individual Name on Record
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`25-05.0-22.0-00-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`25-05.0-22.0-00-000-009.000`
Alternative APN	`2505022000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	3,855,060 sqft (88.5 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	133 sqft
Deck Area	270 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2505022000000009000
Street Address	1551 STATE ROAD OO
City	HOLTS SUMMIT
State	MO
Zip	65043-1032
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W PT SE W PT SE NE + PT NW NE OR SECTION # 27
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1027
Census Tract	70800

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1551 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · ARM JEFFERSON BANK
Nov 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2016
Deed Sale	Oct 17, 2016
Deed Document Number	201606526
Deed Book / Page	M0462 / 0043
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1551 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000327
Date	Mar 12, 2018
Book Page	0000000240/0000000327
Instrument	201801356

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	118 Months
Due	Jan 1, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Mar 1, 2023
Index	1-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1551 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/511
Date	Nov 18, 2020
Book Page	245/511
Instrument	202008385

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00 (-2.55%)	$30,147 (-)	$168,390 (-)
2024	$1,880.00 (+0.11%)	$30,147 (-)	$168,390 (-)
2023	$1,878.00 (+1.57%)	$30,147 (+1.6%)	$168,390 (+1.51%)
2022	$1,849.00	$29,672 Land $2,705 Building $26,967
2021			$165,890 Land $19,040 Building $146,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rd OO

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures