1551 N Vernon St, Dearborn, MI 48128 Property Records

Wayne County property record for 1551 N Vernon St, Dearborn, MI 48128

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1942
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Jul 2025)
Tax Bill$2,712 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN82-09-172-21-022

Property Details

APN / Parcel Number

Primary APN82-09-172-21-022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialBrick
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions138 ft deep x 40 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1551 N VERNON ST
CityDEARBORN
StateMI
Zip48128-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 272 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF CUMMINGS PARK SUB NO 1
Legal SubdivisionCUMMINGS PARK NO 1
Legal Lot Number272
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3016
Census Tract574700

Owner

1551 N Vernon St is owned and occupied by an individual who bought it in July 2025.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address23141 CROMWELL ST, DEARBORN, MI 48128-1854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2025 · Amount on File
Deed SaleJul 1, 2025 · Amount on File
Prior SaleOct 29, 1998 · Amount on File
Deed Document Number2025201762
Deed Book / Page59635 / 256
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address1551 N VERNON ST, DEARBORN, MI 48128-1115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0554821241
DateDec 20, 2019
Book Page55482/1241
Instrument2019354746
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 9, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1551 N Vernon St was $2,712 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,700 (+17.52%)$229,400 (+17.52%)
2025$2,712.00 Homeowner's exemption$97,600$195,200
2023$75,900$151,800
2019$2,719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1551 N Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1551 N Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on N Vernon St

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