Stanislaus County property record for 1551 Monica Ln, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,028 sqft · built 2005 |
| Lot Size | 0.159 acres (6,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Jun 2009) |
| Tax Bill | $4,083 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-093-030-000 |
| Primary APN | 040-093-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,028 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 6,916 sqft (0.159 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1551 MONICA LN |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VAN HORN SUBDIVISION (42M01) BLK 7312 LOT 6 |
| Legal Subdivision | VAN HORN SUB |
| Legal Block | 7312 |
| Legal Lot Number | 6 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2604 |
1551 Monica Ln is owned and occupied by two individuals who bought it in June 2009.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1551 MONICA LN, CERES, CA 95307-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2009 · Amount on File |
| Deed Sale | Jun 11, 2009 · Amount on File |
| Prior Sale | Sep 20, 2005 · Amount on File |
| Deed Document Number | 200958069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1551 MONICA LN, CERES, CA 95307-4321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048797 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020-0048797 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 1551 Monica Ln was $4,083 with a homeowner's exemption, up 0.2% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,083.00 (+0.25%) Homeowner's exemption | $327,049 (+2%) Land $65,667 Building $261,382 |
| 2025 | $4,073.00 Homeowner's exemption | $320,637 Land $64,380 Building $256,257 |
| 2023 | $3,723.00 (+1.2%) Homeowner's exemption | $308,188 Land $61,881 Building $246,307 |
| 2022 | $3,679.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1551 Monica Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1551 Monica Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon, Xfinity.
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