Norfolk City property record for 1551 Modoc Ave, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,971 sqft · built 1973 |
| Lot Size | 0.179 acres (7,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Sep 2021) |
| Tax Bill | $4,835 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| APN | 44618400 |
| Primary APN | 44618400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,971 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,819 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 358 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1551 MODOC AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 3 WILLOW TERRACE SEC 8 |
| Legal Subdivision | WILLOW TERRACE |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 202 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1551 MODOC AVE, NORFOLK, VA 23503-3144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2019 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Jun 18, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 202130452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1551 MODOC AVE, NORFOLK, VA 23503-3144 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | COSMOPOLITAN TITLE SERVICES INC, COSMOPOLITAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0190012841 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 190012841 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 29, 2021 |
| Property Address | 1551 MODOC AVE, NORFOLK, VA 23503-3144 |
| Document Number | 210030452 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 210030452 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1551 MODOC AVE, NORFOLK, VA 23503-3144 |
| Document Number | 210030453 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 210030453 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jun 18, 2018 |
| Property Address | 1551 MODOC AVE, NORFOLK, VA 23503-3144 |
| Document Number | 180012206 |
| Instrument Date | May 22, 2018 |
| Instrument | 180012206 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1551 MODOC AVE, NORFOLK, VA 23503-3144 |
| Document Number | 180012208 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 180012208 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,835.00 (+4.47%) | $386,800 (+2.79%) Land $118,700 Building $268,100 | $386,800 (+2.79%) Land $118,700 Building $268,100 |
| 2025 | $4,628.00 (+3.07%) | $376,300 (+4.76%) Land $118,700 Building $257,600 | $376,300 (+4.76%) Land $118,700 Building $257,600 |
| 2023 | $4,490.00 | $359,200 Land $118,700 Building $240,500 | $359,200 Land $118,700 Building $240,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1999–2019) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Aug 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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