1551 Main St, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 1551 Main St, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Lot Size	1.08 acres (47,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-25-03-027-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-25-03-027-00`

Exterior

Lot Area	47,350 sqft (1.08 acres)

Location & Zoning

Street Address	1551 MAIN ST
City	SAINT CLOUD
State	WI
Zip	53079-1480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T16N R19E LOT 1, CSM 8274-62-87 REC AS DOC 1095114 LOC IN SW 1/4 NE 1/4
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Subdivision	CERTIFIED SURVEY MAP NO 8274
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	42100

Owner

1551 Main St is owned and occupied by two individuals.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1551 MAIN ST, SAINT CLOUD, WI 53079-1480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Apr 1, 2019	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK OF HASTINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1551 MAIN ST, SAINT CLOUD, WI 53079-1480
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123979
Date	Jan 8, 2020
Instrument	1123979

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1551 MAIN ST, SAINT CLOUD, WI 53079-1480
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001130353
Date	May 28, 2020
Instrument	1130353

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1551 MAIN ST, SAINT CLOUD, WI 53079-1480
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001111130
Date	Apr 1, 2019
Instrument	1111130

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Mar 29, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1551 Main St was $4,714 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,714.00	$235,700 Land $23,400 Building $212,300	$368,569 Land $36,591 Building $331,978
2023	$4,475.00 Homeowner's exemption	$235,700 Land $23,400 Building $212,300	$309,804 Land $30,757 Building $279,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1551 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1551 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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