1551 Cedar Bend Ct, Prosper, TX 75078 Property Records

Collin County property record for 1551 Cedar Bend Ct, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,201 sqft · built 2002
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$1,097,150 (May 2026)
Tax Bill	$15,065 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-4906-00B-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-4906-00B-0220-1`
Alternative APNs	`000002139332` `2139332`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,201 sqft Living Area
Gross Area	4,401 sqft
1st Floor Area	2,506 sqft
2nd Floor Area	695 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	435 sqft
Porch	Covered Patio/Porch
Porch Area	277 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1551 CEDAR BEND CT
City	PROSPER
State	TX
Zip	75078-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	HIGHLAND MEADOWS PHASE TWO, BLK B, LOT 22
Legal Subdivision	HIGHLAND MEADOWS PHASE TWO (CPR)
Legal Block	B
Legal Lot Number	22
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3011
Census Tract	30303

Owner

1551 Cedar Bend Ct is owned and occupied by two individuals who bought it in May 2026.

Source: Collin County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · Conventional Mortgage AMPLIFY CREDIT UNION
Mar 23, 2023	Intrafamily Transfer, Transfer
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Mar 8, 2018	Warranty Deed, Transfer HURON VLY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Mar 8, 2018 · Amount on File
Deed Document Number	202659249
Prior Transfer Date	Mar 22, 2023
Prior Transfer Doc	0000029967
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	May 5, 2026
Property Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343
Document Number	0000059249
Instrument Date	Apr 30, 2026
Instrument	2026.59249
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343

Mortgage

Document Number	0000059250,
Date	May 5, 2026
Instrument	2026.59250

Lender

Name	AMPLIFY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000059251,
Date	May 5, 2026
Instrument	2026.59251

Lender

Name	AMPLIFY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	15 Months
Due	Jun 1, 2041

Interest

Rate	6.22%
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Mar 23, 2023
Property Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343
Document Number	2023000029967
Map Reference	VOL N PG 426
Instrument Date	Mar 14, 2023
Instrument	2023000029967
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001279570
Date	Jun 24, 2021
Instrument	20210624001279570

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343
Document Number	0001044450
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1551 CEDAR BEND CT PROSPER TX 750789343, PROSPER, TX 75078-9343

Mortgage

Document Number	0001044450
Date	Jul 7, 2020
Instrument	1044450

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 8, 2018
Property Address	1551 CEDAR BEND CT, PROSPER, TX 75078-9343
Document Number	0000289450
Instrument Date	Mar 8, 2018
Instrument	289450
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1551 CEDAR BEND CT PROSPER TX 750789343, PROSPER, TX 75078-9343

Mortgage

Document Number	289460
Date	Mar 8, 2018
Instrument	289460

Lender

Name	HURON VLY FIN'L
Type	Funding / Finance Company
Address	ANN ARBOR, MI 48103

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1551 Cedar Bend Ct was $15,065 with a homeowner's exemption, up 4.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,065.00 (+4.82%) Homeowner's exemption	$919,283 Land $300,000 Building $733,259	$1,033,259 Land $300,000 Building $733,259
2024	$14,372.00
2023		$866,436 Land $250,000 Building $616,436	$866,436 Land $250,000 Building $616,436
2022	$13,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1551 Cedar Bend Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1551 Cedar Bend Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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