15509 Smith Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 15509 Smith Rd, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1900
Lot Size5.25 acres (228,690 sqft)
OwnerCompany Name on Record
Last Sale$28,000 (Sep 2012)
Tax Bill$1,901 (2025)
Deeds & MortgagesFeb 2023 Transfer
Flood ZoneZone AE (high risk)
APN15-338474

Property Details

APN / Parcel Number

Primary APN15-338474
Alternative APN
  • 338474

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area228,690 sqft
Shed1 Shed
Shed Area8,064 sqft

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number338474
Street Address15509 SMITH RD
CityTHURMONT
StateMD
Zip21788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description5.25 ACRES N/S KELBAUGH ROAD W/RT. 15
Legal SubdivisionKLINES ADD/ZENTZS & ZENTZS
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group1
Census Block1023
Census Tract767500

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15602 LOHR RD, THURMONT, MD 21788-1116
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2012 · Amount on Record
Deed SaleSep 24, 2012 · Amount on Record
Prior SaleAug 22, 2003
Deed Book / Page9106 / 178
Prior Transfer DateJul 25, 2012
Prior Transfer Doc0091060178
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 7, 2023
Property Address15509 SMITH RD, THURMONT, MD 21788
Document Number0163230198
Book / Page16323 / 198
Map ReferenceMB 92 PL 68
Instrument DateJan 31, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address15602 LOHR RD, THURMONT, MD 21788-1116

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,600 (+5.53%) Land $59,500 Building $97,100$156,600 (-) Land $59,500 Building $97,100
2025$1,901.00 (+6.5%)$148,400 (+12.42%)$156,600 (+18.64%) Land $59,500 Building $97,100
2024$1,785.00 (+9.17%)
2023$1,635.00$132,000 Land $59,500 Building $72,500$132,000 Land $59,500 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Smith Rd

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