15507 N Cliff Ln, Spokane, WA 99208 Property Records

Spokane County property record for 15507 N Cliff Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,266 sqft · built 2020
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Last Sale	$997,000 (Dec 2023)
Tax Bill	$9,277 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27341.0507`

Property Details

APN / Parcel Number

Primary APN	`27341.0507`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,266 sqft Living Area
Gross Area	4,254 sqft
1st Floor Area	1,633 sqft
Basement Area	1,633 sqft
Finished Basement	1,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Construction Type	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	111,078 sqft
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Deck Area	416 sqft
Patio Area	110 sqft
Canopy	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15507 N CLIFF LN
City	SPOKANE
State	WA
Zip	99208-6896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	RIVER BLUFF RURAL CLUSTER 3RD ADD LT 7 BLK 1 (AFN# 6587371)
Legal Subdivision	RIVER BLUFF RURAL CLUSTER 3RD ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1008
Census Tract	10508

Owner

15507 N Cliff Ln is owned and occupied by two individuals who bought it in December 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15507 N CLIFF LN, SPOKANE, WA 99208-6896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage PENRITH HOME LOANS LLC
Jun 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage RIVER BLUFF WEST PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20237322842
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0006719511
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 7, 2023
Property Address	15507 N CLIFF LN, SPOKANE, WA 99208-6896
Document Number	0007322842
Map Reference	VOL 39 PG 28
Instrument Date	Dec 4, 2023
Instrument	7322842
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,806.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15507 N CLIFF LN, SPOKANE, WA 99208-6896

Mortgage

Document Number	0007322843
Date	Dec 7, 2023
Instrument	7322843

Lender

Name	PENRITH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 26, 2018
Property Address	15507 N CLIFF LN, SPOKANE, WA 99208-6896
Document Number	0006719511
Instrument Date	Jun 25, 2018
Instrument	6719511
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ADEPT ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,891.80
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9710 W OWNBY SPOKANE WA 99206, SPOKANE, WA 99206

Mortgage

Document Number	6719512
Date	Jun 26, 2018
Instrument	6719512

Lender

Name	RIVER BLUFF WEST PARTNERS LLC
Address	14124 N BOULDER PARK LN, SPOKANE, WA 99208-4494

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 15507 N Cliff Ln was $9,277, down 3.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,277.00 (-3.51%)	$916,900 Land $207,900 Building $709,000	$916,900 Land $207,900 Building $709,000
2025	$9,614.00
2024		$722,500 (+20.87%) Land $163,600 Building $558,900	$722,500 (+20.87%) Land $163,600 Building $558,900
2023	$6,685.00 (-1.85%)	$597,750 Land $110,850 Building $486,900	$597,750 Land $110,850 Building $486,900
2022	$6,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15507 N Cliff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15507 N Cliff Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 48% of Washington
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	River Bluff Water System private · serves 330 people · EPA ID WA53AB843
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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