Laurens County property record for 15500 Neely Ferry Rd, Waterloo, SC 29384
| Property Type | Rural Home |
|---|---|
| Lot Size | 34.2 acres (1,490,188 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,757 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 908-01-01-112 |
| Primary APN | 908-01-01-112 |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,490,188 sqft (34.2 acres) |
|---|
| Old Parcel Number | 9080101112 01966200 |
|---|---|
| Street Address | 15500 NEELY FERRY RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:55 MAP REF:644-144 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 40, WATERLOO, SC 29384-0040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDER SELECT MORTGAGE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2003 |
| Deed Sale | Aug 15, 2003 |
| Deed Document Number | 0000644144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 15500 NEELY FERRY RD, WATERLOO, SC 29384 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M23980078 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | M2398/078 |
| Instrument | 2017011667 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 7, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 15500 NEELY FERRY RD, WATERLOO, SC 29384 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M26370160 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | M2637/160 |
| Instrument | 2020008839 |
| Name | LENDER SELECT MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Address | GREENSBORO, NC 27409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Municipality | Waterloo Town |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 (-11.97%) Homeowner's exemption | $12,120 (-) Land $240 Building $11,880 | |
| 2024 | $1,996.00 (+45.16%) Homeowner's exemption | $12,120 (+7,029.41%) Land $240 Building $11,880 | |
| 2023 | $1,375.00 (-28.5%) | $170 (-98.6%) | $3,000 (-99.25%) Land $750 Building $2,250 |
| 2022 | $1,923.00 | $12,120 Land $240 Building $11,880 | $399,650 (-) Land $102,650 Building $297,000 |
| 2021 | $399,650 Land $102,650 Building $297,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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