15500 McElroy Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 15500 McElroy Rd, Whitehouse, TX 75791

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,849 sqft · built 2018
Lot Size1.07 acres (46,609 sqft)
Owner2 Company Names on Record
Tax Bill$16,777 (2025)
Deeds & MortgagesJun 2019 Mortgage
May 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APNR099865

Property Details

APN / Parcel Number

Primary APNR099865
Alternative APN
  • 1-25020-0000-00-006000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,849 sqft Heated Area
1st Floor Area3,967 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Garage Area1,081 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area1,315 sqft
Patio Area2,630 sqft
Boat House2,200 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOther

Location & Zoning

Account NumberR099865
Street Address15500 MCELROY RD
CityWHITEHOUSE
StateTX
Zip75791-8330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCELROY LAKE TYLER LEASE HOLD INTEREST LOT 6
Legal SubdivisionMCELROY LAKE TYLER
Legal Lot Number6
JurisdictionSMITH TX
Township / Civil DivisionTROUP-ARP
Census Block Group2
Census Block2034
Census Tract2102

Owner

Source: Smith County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address12551 COUNTY ROAD 282, WHITEHOUSE, TX 75791-6036
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2019Deed of Trust, Mortgage
BANK OF AMERICA
May 13, 2019Loan Modification, Mortgage
TEXAS NAT'L BK/JACKSONVILLE
Feb 13, 2019Loan Modification, Mortgage
TEXAS NAT'L BK/JACKSONVILLE
Feb 14, 2018Trustee's Deed, Construction Loan · Construction Mortgage
TEXAS NAT'L BK/JACKSONVILLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2014
Deed SaleJul 30, 2014
Deed Document NumberLH 30727
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address15500 MCELROY RD, WHITEHOUSE, TX 75791-8330
Document Number0000021046
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyLANDMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address15500 MCELROY RD WHITEHOUSE TX 757918330, WHITEHOUSE, TX 75791-8330

Mortgage

Document Number0000021046
DateJul 1, 2019
Instrument21046
Lender
NameBANK OF AMERICA
TypeBank
AddressHOUSTON, TX 77046
Agreement
AmountAmount Recorded
Term180 Months
DueJun 30, 2034

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSMITH TX
Property Address15500 MCELROY RD, WHITEHOUSE, TX 75791-8330
Document Number0000019046
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12551 COUNTY ROAD 282 WHITEHOUSE TX 757916009, WHITEHOUSE, TX 75791-6009
InvestorPossibly a Property Investor

Mortgage

Document Number0000019046
DateJun 14, 2019
Instrument19046
Lender
NameTEXAS NAT'L BK/JACKSONVILLE
TypeBank
AddressJACKSONVILLE, TX 75766
Agreement
AmountAmount Recorded
Interest
Rate4.5%

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSMITH TX
Property Address15500 MCELROY RD, WHITEHOUSE, TX 75791-8330
Document Number0000006310
Instrument DateFeb 13, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12551 COUNTY ROAD 282 WHITEHOUSE TX 757916009, WHITEHOUSE, TX 75791-6009

Mortgage

Document Number0000006310
DateFeb 27, 2019
Instrument6310
Lender
NameTEXAS NAT'L BK/JACKSONVILLE
TypeBank
AddressTYLER, TX 75703
Agreement
AmountAmount Recorded
Interest
Rate4.5%

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSMITH TX
Recording DateFeb 14, 2018
Property Address15500 MCELROY RD, WHITEHOUSE, TX 75791-8330
Instrument DateFeb 13, 2018
Instrument5541
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12551 COUNTY ROAD 282 WHITEHOUSE TX 757916009, WHITEHOUSE, TX 75791-6009
InvestorPossibly a Property Investor

Mortgage

Document Number0000005541
DateFeb 14, 2018
Instrument5541
Lender
NameTEXAS NAT'L BK/JACKSONVILLE
TypeBank
AddressJACKSONVILLE, TX 75766
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 13, 2019

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictWhitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,777.00$1,234,116 (-) Land $154,100 Building $1,080,016$1,234,116 (-) Land $154,100 Building $1,080,016
2024$16,777.00 (+1.29%)
2023$16,563.00 (+8.63%)$1,234,116 Land $154,100 Building $1,080,016$1,234,116 Land $154,100 Building $1,080,016
2022$15,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN UTILITIES
private · serves 69,735 people · EPA ID TX2120063
Water SourcePurchased surface water from CITY OF TYLER
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

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