15500 Cottage Ave, Manteca, CA 95336 Property Records

San Joaquin County property record for 15500 Cottage Ave, Manteca, CA 95336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1972
Lot Size	0.344 acres (14,996 sqft)
Owner	Individual Name on File
Last Sale	$391,500 (Mar 2019)
Tax Bill	$4,913 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-030-070-000`

Property Details

APN / Parcel Number

Primary APN	`208-030-070-000`
Alternative APN	`208-030-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	14,996 sqft (0.344 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	208-030-07
Street Address	15500 COTTAGE AVE
City	MANTECA
State	CA
Zip	95336-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU20
Legal Description	REDRAW 871001 FR ORIG APN 199190117
Legal Subdivision	SUMMER HOME TR 02
Legal Block	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3010
Census Tract	5131

Owner

15500 Cottage Ave is owned and occupied by an individual who bought it in March 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	15500 COTTAGE AVE, MANTECA, CA 95336-8201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 21, 2019	Affidavit of Death, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO
Mar 21, 2019	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Deed Document Number	201928232
Prior Transfer Date	Jul 22, 1996
Prior Transfer Doc	0000076308
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	15500 COTTAGE AVE, MANTECA, CA 95336-8201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15500 COTTAGE AVE, MANTECA, CA 95336-8201

Mortgage

Document Number	0000185199
Date	Dec 30, 2020
Instrument	2020-185199

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 21, 2019
Property Address	15500 COTTAGE AVE, MANTECA, CA 95336-8201
Document Number	0000028231
Instrument Date	Mar 20, 2019
Instrument	28231
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15500 COTTAGE AVE MANTECA CA 953368201, MANTECA, CA 95336-8201

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 21, 2019
Property Address	15500 COTTAGE AVE, MANTECA, CA 95336-8201
Document Number	0000028232
Map Reference	VOL 3 PG 12
Instrument Date	Mar 19, 2019
Instrument	2019-028232
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CORNERSTONE TTL CO PLEASANTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15500 COTTAGE AVE, MANTECA, CA 95336-8201

Mortgage

Document Number	0000028233
Date	Mar 21, 2019
Instrument	2019-028233

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 15500 Cottage Ave was $4,913 with a homeowner's exemption, up 1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,913.00 (+0.97%)
2025	$4,866.00 Homeowner's exemption	$436,609 Land $145,015 Building $291,594
2023	$4,669.00 (+1.43%) Homeowner's exemption	$419,657 Land $139,385 Building $280,272	$506,340
2022	$4,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15500 Cottage Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15500 Cottage Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, unWired Broadband.

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