15500 109th Ave, Dyer, IN 46311 Property Records

Lake County property record for 15500 109th Ave, Dyer, IN 46311

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,256 sqft · built 1940
Lot Size	10 acres (435,687 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,543 (2024)
Deeds & Mortgages	Jan 2023 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-05-06-0061-0030`

Property Details

APN / Parcel Number

Primary APN	`005-05-06-0061-0030`
Alternative APNs	`45-14-01-300-018.000-013` `050600610030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	435,687 sqft (10 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Shed	1 Shed
Shed Area	357 sqft
Lean-To	400 sqft
Quonset Hut	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-05-06-0061-0030
Old Parcel Number	050600610030
Street Address	15500 109TH AVE
City	DYER
State	IN
Zip	46311-3225
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W.551.39FT OF S.1580FT OF E2 SW S.1 T.34 R.10 EXCEPT W.501.39FT OF S.868.78FT 10 .002AC. M/L
Legal Range	10
Legal Township	34
Legal Section	01
Legal Subdivision	EMERALD CROSSING
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1043
Census Tract	42904

Owner

15500 109th Ave, a rural home, is owned and occupied by two individuals who acquired it in December 2002.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15500 109TH AVE, DYER, IN 46311-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECH CU
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2002
Deed Sale	Dec 12, 2002
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15500 109TH AVE, DYER, IN 46311-3225
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001498
Date	Jan 17, 2023
Instrument	2023-501498

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 13, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15500 109TH AVE, DYER, IN 46311-3225
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024370
Date	Aug 24, 2021
Instrument	2021-524370

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15500 109TH AVE, DYER, IN 46311-3225
Document Number	0000047526
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15500 109TH AVE DYER IN 463113225, DYER, IN 46311-3225

Mortgage

Document Number	0000047526
Date	Aug 1, 2017
Instrument	47526

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 31, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,100 Land $78,700 Building $306,400	$385,100 Land $78,700 Building $306,400
2024	$3,543.00
2023		$335,900 (+19.03%) Land $56,800 Building $279,100	$335,900 (+19.03%) Land $56,800 Building $279,100
2022	$2,816.00	$282,200 Land $53,200 Building $229,000	$282,200 Land $53,200 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15500 109th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15500 109th Ave is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 99.9% of Indiana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications.

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