1550 Westgate Dr, Defiance, OH 43512 Property Records

Defiance County property record for 1550 Westgate Dr, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,094 sqft · built 1954
Lot Size	0.22 acres (9,592 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Jun 2018)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B011059003500`

Property Details

APN / Parcel Number

Primary APN	`B011059003500`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	875 sqft
Upper Floors Area	219 sqft
Attic	Attic
Attic Area	219 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,592 sqft (0.22 acres)
Lot Dimensions	137 ft deep x 70 ft wide
View / Lot	Waterfront
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1550 WESTGATE DR
City	DEFIANCE
State	OH
Zip	43512-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARINGERS SECOND ADD LOT 50
Legal Subdivision	BARINGERS ADD 2
Legal Lot Number	50
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4014
Census Tract	958600

Owner

1550 Westgate Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 1, 2022	Intrafamily Transfer, Transfer
Jun 8, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK
Dec 19, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	20182468
Deed Book / Page	412 / 1951
Last Transfer Date	Jan 5, 2022
Transfer Doc	000446/128
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00447/1008
Date	Mar 21, 2022
Book Page	447/1008
Instrument	202200001301

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEFIANCE OH
Recording Date	Feb 1, 2022
Property Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710
Document Number	000446/128
Book / Page	446 / 128
Instrument Date	Jan 5, 2022
Instrument	202200000450
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 8, 2018
Property Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710
Document Number	412/1951
Book / Page	412 / 1951
Instrument Date	Jun 8, 2018
Instrument	201800002468
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710

Mortgage

Document Number	201800002469
Date	Jun 8, 2018
Instrument	201800002469

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

December 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 19, 2017
Property Address	1550 WESTGATE DR, DEFIANCE, OH 43512-3710
Document Number	408/2501
Book / Page	408 / 2501
Instrument Date	Dec 19, 2017
Instrument	201700005373
Transaction Type	Foreclosure
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$40.90
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 LAURELWOOD ST, DEFIANCE, OH 43512-3473

Tax Assessment & Valuation

The 2025 property tax bill for 1550 Westgate Dr was $1,292.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00	$33,060 (-) Land $3,760 Building $29,300
2024	$1,292.00 (+1.17%)	$33,060 (-) Land $3,760 Building $29,300	$94,440 (-0.02%) Land $10,740 Building $83,700
2023	$1,277.00 (+26.06%)	$33,060 (+40.2%) Land $3,760 Building $29,300	$94,456 Land $10,742 Building $83,714
2022	$1,013.00	$23,580 Land $3,670 Building $19,910
2020			$67,380 Land $10,490 Building $56,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1550 Westgate Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1550 Westgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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