1550 Wall St, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1550 Wall St, Saint Charles, MO 63303

Property Summary

Property TypeCommercial
Details10,800 sqft · built 1988
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on File
Tax Bill$13,480 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APNA896000214

Property Details

APN / Parcel Number

Primary APNA896000214
Alternative APN
  • 6-010D-6474-00-0005.0000000

Interior

Units21 Units
Building Area10,800 sqft Gross Area
1st Floor Area10,800 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialStucco
Roof TypeGable
Roof MaterialMetal
Lot Area25,265 sqft (0.58 acres)
Deck AreaDeck Area
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account NumberA896000214
Street Address1550 WALL ST
CitySAINT CHARLES
StateMO
Zip63303-3545
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAD2
Legal DescriptionREGENCY PLAZA #2 LOT 5
Legal SubdivisionREGENCY PLAZA #2
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1012
Census Tract310901

Owner

1550 Wall St, a commercial property, is owned by a company that acquired it in September 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address1551 WALL ST, 220, SAINT CHARLES, MO 63303-3541
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
ROYAL BANK
Jul 8, 2022Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2015
Deed SaleOct 5, 2015
Prior SaleNov 1, 2013 · Amount on File
Deed Document Number2015656300
Deed Book / Page6430 / 66
Last Transfer DateSep 20, 2021
Transfer Doc0000037982
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1550 WALL ST, SAINT CHARLES, MO 63303-3545
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 N FORSYTH BLVD, CLAYTON, MO 63105-3616

Mortgage

Document Number0000006034
DateFeb 17, 2023
Instrument2023R-006034
Lender
NameROYAL BANK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateJul 8, 2022
Property Address1550 WALL ST, SAINT CHARLES, MO 63303-3545
Document Number0000037982
Map ReferenceMB 29 PG 2
Instrument DateSep 20, 2021
Instrument2022R-037982
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2757 PLAZA WAY STE 105, 2757, SAINT CHARLES, MO 63303-3530

Transferred To (Grantee/Buyer)

NameVerified Name
Address2757 PLAZA WAY STE 105, 105, SAINT CHARLES, MO 63303-3530

Tax Assessment & Valuation

The 2025 property tax bill for 1550 Wall St was $13,480, down 2.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,071 (-)$625,223 (-) Land $157,906 Building $467,317
2025$13,480.00 (-2.16%)$200,071$625,223 Land $157,906 Building $467,317
2024$13,777.00
2023$200,071
2022$625,223 Land $157,906 Building $467,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1550 Wall St in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims69 (1979–2014)
Claims Outside the SFHA14 of 69
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1550 Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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