Rowan County property record for 1550 W Colonial Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,534 sqft · built 1961 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Oct 2023) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 331 117 |
| Primary APN | 331 117 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 20 ft deep x 7.5 ft wide |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1550 W COLONIAL DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L142 |
| Legal Subdivision | THE PROPERTY OF WALLACE AND REYNOLDS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51303 |
Source: Rowan County records · APN 331 117
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · VA Mortgage CHAOS HOME LOANS LLC |
| Oct 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 14, 2023 | Trustee's Deed, Foreclosure |
| Mar 06, 2019 | Deed of Trust, Mortgage · VA Mortgage GOODMORTGAGE.COM |
| May 25, 2018 | Warranty Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Jun 14, 2023 · Amount on Record |
| Deed Book / Page | 1431 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0013770146 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 1377/146 |
| Name | CHAOS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAS VEGAS, NV 89101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 12, 2023 |
| Property Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Document Number | 0014310174 |
| Book / Page | 1431 / 174 |
| Instrument Date | Oct 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 CARMEL RD # RDB122, RDB122, CHARLOTTE, NC 28226-6150 |
| Name | Verified Name |
|---|---|
| Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Document Number | 0001431175 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 1431/175 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.02% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.02% |
| Max Rate At Change | 9.02% |
| Index | 5-Year TN |
| Max Rate | 13% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 14, 2023 |
| Property Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Document Number | 0014240907 |
| Book / Page | 1424 / 907 |
| Map Reference | PG 922 |
| Instrument Date | Jun 13, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4100 CANNEL RD #B # B, B, CHARLOTTE, NC 28226 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Document Number | 0013240064 |
| Instrument Date | Mar 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Address | 1550 W COLONIAL DR SALISBURY NC 281442200, SALISBURY, NC 28144-2200 |
| Document Number | 0013240064 |
|---|---|
| Date | Mar 07, 2019 |
| Book Page | 001324/000064 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 25, 2018 |
| Property Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Document Number | 0013090826 |
| Book / Page | 1309 / 0826 |
| Map Reference | PG 922 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 SAINT JOHNS DR, 219, SALISBURY, NC 28144-9013 |
| Name | Verified Name |
|---|---|
| Address | 1550 W COLONIAL DR, SALISBURY, NC 28144-2200 |
| Document Number | 13090827 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 1309/0827 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,534.00 (+43.73%) | $211,902 (+43.71%) Land $20,625 Building $191,277 | |
| 2023 | $1,763.00 (+4.13%) | $147,451 (+19.92%) Land $20,625 Building $126,826 | $211,902 (+72.33%) Land $20,625 Building $191,277 |
| 2022 | $1,693.00 | $122,961 Land $18,563 Building $104,398 | $122,961 Land $18,563 Building $104,398 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 106 units insured incl. 98 condo units |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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