1550 Surf Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 1550 Surf Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage3,081 sqft Living Area
Lot Size8,825 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$900,000 (2004)
Tax Bill$14,084.00 (2025)

Property Details

APN / Parcel Number

Primary APN254-102-57-00
Alternative APN
  • 2541025000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area3,081 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area8,825 sqft (0.203 acres)
Depth X Width150 ft x 61 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number2541025000
Street Address1550 SURF RD
CityENCINITAS
StateCA
Zip92024-1556
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM13529
Legal SubdivisionCITY OF ENCINITAS
Legal Tract13529
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2003
Census Tract17701

Owner

Source: San Diego County records · APN 254-102-57-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1550 SURF RD, ENCINITAS, CA 92024-1556
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
SPRING EQ LLC
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2004 · Amount on Record
Deed SaleJul 20, 2004 · Amount on Record
Prior SaleOct 11, 1996 · Amount on Record
Deed Doc Number2004677276
Last Transfer DateSep 29, 2010
Transfer Doc0000590649
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1550 SURF RD, ENCINITAS, CA 92024-1556
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 SURF RD, ENCINITAS, CA 92024-1556

Mortgage

Document Number0000214077
DateMay 18, 2022
Instrument2022-0214077
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2047

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1550 SURF RD, ENCINITAS, CA 92024-1556
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 SURF RD, ENCINITAS, CA 92024-1556

Mortgage

Document Number0000189981
DateMar 11, 2021
Instrument2021-0189981
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1550 SURF RD, ENCINITAS, CA 92024-1556
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130268
DateMar 12, 2020
Instrument2020-0130268
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,279,574 (+2%) Land $639,787 Building $639,787
2025$14,084.00 (+6.83%) Homeowner's exemption$1,254,486 (+4.04%) Land $627,243 Building $627,243
2023$13,184.00 (+2.29%) Homeowner's exemption$1,205,776 Land $602,888 Building $602,888
2022$12,889.00

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