Suffolk County and Southold Town property record for 1550 Smith Rd, Peconic, NY 11958
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,395 (2024) |
| Deeds & Mortgages | Mar 2022 Refinance Mar 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 98.-3-23 |
| Primary APN | 473889 98.-3-23 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Account Number | 10 |
|---|---|
| Street Address | 1550 SMITH RD |
| City | PECONIC |
| State | NY |
| Zip | 11958-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 11623 PAGE 252 BILL 011436 |
| Legal Subdivision | INDIAN NECK PARK |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 170006 |
Source: Suffolk County and Southold Town records · APN 473889 98.-3-23
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1550 SMITH RD, PECONIC, NY 11958-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DIME COMMUNITY BANK |
| Mar 07, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Nov 28, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1550 SMITH RD, PECONIC, NY 11958-1620 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233980300 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 23398/300 |
| Instrument | DM074209 |
| Name | DIME COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1550 SMITH RD, PECONIC, NY 11958-1620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0229060951 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 22906/951 |
| Instrument | 18-0042255 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1550 SMITH RD, PECONIC, NY 11958-1620 |
| Document Number | 0229060952 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1550 SMITH RD PECONIC NY 119581620, PECONIC, NY 11958-1620 |
| Document Number | 0229060952 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 022906/000952 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 701 E 60TH ST N, SIOUX FALLS, SD 57104-0432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Suffolk County and Southold Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Southold Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,100 (-) Land $800 Building $4,300 | $927,273 (+10,262.91%) Land $145,455 Building $781,818 | |
| 2024 | $7,395.00 | ||
| 2023 | $5,100 Land $800 Building $4,300 | $8,948 Land $1,404 Building $7,544 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 48 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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