1550 Saint Lawrence Ct, Frederick, MD 21701 Property Records

Frederick County property record for 1550 Saint Lawrence Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,480 sqft · built 1991
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$106,600 (Feb 1992)
Tax Bill	$4,035 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-172992`

Property Details

APN / Parcel Number

Primary APN	`02-172992`
Alternative APNs	`2172992` `172992`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	640 sqft
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	172992
Street Address	1550 SAINT LAWRENCE CT
City	FREDERICK
State	MD
Zip	21701-9150
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 46 PLAT 1 SEC 11 1600 SQ. FT. FREDERICKTOWNE VILL. PND
Legal Subdivision	FREDERICKTOWNE VILLAGE POND
Legal Lot Number	46
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1550 Saint Lawrence Ct, a townhouse, is owned and occupied by an individual who acquired it in July 2021.

Source: Frederick County records, as of August 4, 2025

Owner of Record	Individual Name on File
Mailing Address	1550 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit MONEY ONE FCU
Aug 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 1992 · Amount on File
Deed Sale	Feb 19, 1992 · Amount on File
Prior Sale	Sep 11, 1991 · Amount on File
Deed Book / Page	1771 / 134
Last Transfer Date	Jul 29, 2021
Transfer Doc	0151610465
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1550 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	OLYMPIC TITLE, OLYMPIA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154420070
Date	Oct 28, 2021
Book Page	15442/70

Lender

Name	MONEY ONE FCU
Type	Credit Union
Address	UPPER MARLBORO, MD 20792

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 6, 2021
Property Address	1550 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150
Document Number	0151610465
Book / Page	15161 / 465
Map Reference	MB 43 PG 176
Instrument Date	Jul 29, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1550 SAINT LAWRENCE CT, FREDERICK, MD 21701-9150

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,600 Land $90,000 Building $177,600	$267,600 Land $90,000 Building $177,600
2024	$4,035.00 (+7.2%)
2023	$3,764.00 Homeowner's exemption	$218,667	$267,600 Land $90,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1550 Saint Lawrence Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1550 Saint Lawrence Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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