1550 Rye Rd, Mount Holly, NC 28120 Property Records

Gaston County property record for 1550 Rye Rd, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,880 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Jun 2022)
Tax Bill	$4,335 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305412`

Property Details

APN / Parcel Number

Primary APN	`305412`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,880 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1550 RYE RD
City	MOUNT HOLLY
State	NC
Zip	28120-0376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KENDRICK FARM LOT 10 PLAT BOOK 093 PAGE 113
Legal Subdivision	ENCLAVE AT KENDRICK FARM
Legal Lot Number	10
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1001
Census Tract	30206

Owner

1550 Rye Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1550 RYE RD, MOUNT HOLLY, NC 28120-0376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 21, 2022	Warranty Deed, Transfer
Feb 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Book / Page	5347 / 1272
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 29, 2022
Property Address	1550 RYE RD, MOUNT HOLLY, NC 28120-0376
Document Number	0053471272
Book / Page	5347 / 1272
Map Reference	MB 93 PG 113
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1550 RYE RD, MOUNT HOLLY, NC 28120-0376

Mortgage

Document Number	0053471274
Date	Jun 29, 2022
Instrument	5347/1274

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 21, 2022
Property Address	1550 RYE RD, MOUNT HOLLY, NC 28120-0376
Document Number	0053210818
Book / Page	5321 / 818
Map Reference	MB 93 PG 113-116
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$832.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 25, 2022
Property Address	1550 RYE RD, MOUNT HOLLY, NC 28120-0376
Document Number	0053150117
Book / Page	5315 / 117
Map Reference	MB 93 PG 113-116
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$1,109.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1550 Rye Rd was $4,335.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,335.00	$431,800 Land $35,000 Building $396,800
2023	$4,382.00	$431,800 Land $35,000 Building $396,800
2021			$24,000 Land $24,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1550 Rye Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1550 Rye Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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