1550 Rockfork Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1550 Rockfork Rd, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · built 2016
Lot Size	1.31 acres (57,412 sqft)
Owner	Individual Name on File
Last Sale	$9,000 (Aug 2018)
Tax Bill	$503 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075-00 00 014.02`

Property Details

APN / Parcel Number

Primary APN	`075-00 00 014.02`
Alternative APNs	`10472` `9890` `9954`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 2016
Lot Area	57,412 sqft (1.31 acres)

Location & Zoning

Account Number	10472
Street Address	1550 ROCKFORK RD
City	MOREHEAD
State	KY
Zip	40351-8132
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2016 MH & 4.318 ACRE +/- ROCK FORK RD DB 269/136
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1012
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK
Nov 13, 2023	Deed of Trust, Mortgage · ARM COMMERCIAL BANK
Aug 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	Mar 23, 2016 · Amount on File
Deed Document Number	411086
Deed Book / Page	D269 / 136
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132

Mortgage

Document Number	00A486/517
Date	Nov 6, 2025
Book Page	A486/517
Instrument	2041874

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	WEST LIBERTY, KY 41472

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 27, 2030

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132

Mortgage

Document Number	00A464/817
Date	Nov 13, 2023
Book Page	A464/817
Instrument	2026335

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	WEST LIBERTY, KY 41472

Agreement

Type	ARM
Amount	Amount on Record
Term	60 Months
Due	Nov 27, 2028

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 29, 2018
Property Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132
Document Number	00D269/136
Book / Page	D269 / 136
Map Reference	DD194 PG366
Instrument Date	Jul 22, 2018
Instrument	411086
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6515 CALM RIVER WAY, 6515, LOUISVILLE, KY 40299-4286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 ROCKFORK RD, MOREHEAD, KY 40351-8132

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$503.00 (-1.76%)	$60,150 (-) Land $25,000 Building $35,150	$60,150 (-) Land $25,000 Building $35,150
2023	$512.00	$60,150 Land $25,000 Building $35,150	$60,150 Land $25,000 Building $35,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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