Mercer County property record for 1550 Oregon Rd, Salvisa, KY 40372
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,584 sqft · built 2003 |
| Lot Size | 3.56 acres (155,074 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062.00-00003.02 |
| Primary APN | 062.00-00003.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| Basement Area | 2,584 sqft |
| Unfinished Basement | 2,584 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 155,074 sqft (3.56 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3303 |
|---|---|
| Street Address | 1550 OREGON RD |
| City | SALVISA |
| State | KY |
| Zip | 40372-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OREGON RD H & LAND |
| Legal Subdivision | CONTAINING 3 |
| Jurisdiction | MERCER KY |
| Township / Civil Division | SALVISA-MCAFEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 960100 |
1550 Oregon Rd is owned and occupied by two individuals.
Source: Mercer County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1550 OREGON RD, SALVISA, KY 40372-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Apr 24, 2026 |
| Property Address | 1550 OREGON RD, SALVISA, KY 40372-9645 |
| Document Number | 0012085204 |
| Book / Page | 832 / 273 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202612085204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1550 OREGON RD, SALVISA, KY 40372-9645 |
| Document Number | 0012085204, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 832/273 |
| Instrument | 202612085204 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 1550 OREGON RD, SALVISA, KY 40372-9645 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M753/441 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | M753/441 |
| Instrument | 12014019 |
| Name | COMMONWEALTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1550 Oregon Rd was $1,525 with a homeowner's exemption, down 48% from the year before.
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (-47.97%) Homeowner's exemption | $361,564 Land $22,500 Building $339,064 | $361,564 Land $22,500 Building $339,064 |
| 2024 | $2,931.00 (-0.91%) | ||
| 2023 | $2,958.00 Homeowner's exemption | $291,681 | $291,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1550 Oregon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1550 Oregon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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