1550 N 38th St, Seattle, WA 98103 Property Records

King County property record for 1550 N 38th St, Seattle, WA 98103

Property Summary

Property Type	Duplex
Details	1 bd · 2.5 ba · 1,820 sqft · built 1910
Lot Size	0.069 acres (3,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Aug 2014)
Tax Bill	$11,340 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`408330-4190`

Property Details

APN / Parcel Number

Primary APN	`408330-4190`
Alternative APN	`408330419008`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	350 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2004
Architectural Style	Triplex
Lot Area	3,008 sqft (0.069 acres)
Garage Area	170 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	408330419008
Street Address	1550 N 38TH ST
City	SEATTLE
State	WA
Zip	98103-8160
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LR1 (M)
Legal Description	LAKE UNION ADD W 42 FT OF S 11.62 FT OF 1 & W 42 FT OF 2 LESS ST
Legal Range	04
Legal Township	25
Legal Section	18
Legal Subdivision	LAKE UNION ADD
Legal Block	42 A
Legal Lot Number	1-2
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	5402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chittenden Locks and Lake Washington Ship Canal listed 1978 · 14 contributing resources · NRIS 78002751

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1550 N 38TH ST, SEATTLE, WA 98103-8160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Aug 19, 1986 · Amount on Record
Deed Document Number	20141681
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1550 N 38TH ST, SEATTLE, WA 98103-8160
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000555
Date	Apr 13, 2022
Instrument	20220413000555

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1550 N 38TH ST, SEATTLE, WA 98103-8160
Document Number	0000001453
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 N 38TH ST SEATTLE WA 981038160, SEATTLE, WA 98103-8160

Mortgage

Document Number	0000001453
Date	Jan 9, 2018
Instrument	201801091453

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,340.00 (+13.92%)
2025		$1,095,000 (+6.1%) Land $767,000 Building $328,000	$1,095,000 (+6.1%) Land $767,000 Building $328,000
2024	$9,954.00 (+8.3%)	$1,032,000 (-3.46%) Land $711,000 Building $321,000	$1,032,000 (-3.46%) Land $711,000 Building $321,000
2022	$9,191.00	$1,069,000 Land $635,000 Building $434,000	$1,069,000 Land $635,000 Building $434,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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