1550 Monument Rd, Middletown, MD 21769 Property Records

Frederick County property record for 1550 Monument Rd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,700 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,294 (Jun 2015)
Tax Bill	$3,147 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-350427`

Property Details

APN / Parcel Number

Primary APN	`16-350427`
Alternative APN	`350427`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	350427
Street Address	1550 MONUMENT RD
City	MIDDLETOWN
State	MD
Zip	21769-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	5.001 ACRES W/S MON RD AT MICHAEL RD.
Legal Subdivision	NEAR SWAMP FOREST
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	2
Census Block	2028
Census Tract	752802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1550 MONUMENT RD, MIDDLETOWN, MD 21769-9635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on Record
Deed Sale	Jun 8, 2015 · Amount on Record
Prior Sale	Jul 30, 1993 · Amount on Record
Deed Book / Page	10576 / 310
Last Transfer Date	Dec 14, 2020
Transfer Doc	0144160366
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 4, 2021
Property Address	1550 MONUMENT RD, MIDDLETOWN, MD 21769-9635
Document Number	0144160366
Book / Page	14416 / 366
Map Reference	MB 51 PG 38
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1550 MONUMENT RD, MIDDLETOWN, MD 21769-9635

Mortgage

Document Number	0014416371
Date	Jan 4, 2021
Instrument	14416/371

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1550 MONUMENT RD, MIDDLETOWN, MD 21769-9635
Document Number	0117240475
Book / Page	011724 / 000475
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1550 MONUMENT RD MIDDLETOWN MD 217699635, MIDDLETOWN, MD 21769-9635

Mortgage

Document Number	0117240475
Date	Mar 21, 2017
Book Page	011724/000475

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,800 (+24.57%)	$301,900 (+36.85%) Land $127,500 Building $174,400
2024	$3,147.00 (+15.15%)
2023	$2,733.00	$220,600 Land $109,500 Building $111,100	$220,600 Land $109,500 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: EarthLink Business, MN FWA Buyer.

Cell Coverage

5G and 4G LTE (outdoors only)

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